Contents In association with


04 WELCOME Introduction by Melissa Gargagliano, head of EMEA commercial cards, Bank of America Merrill Lynch


Corporate cards & payments 2017


Challenges and opportunities in an evolving sector 001 Front cover.indd 1 11/04/2017 11:21 10 CHOOSING THE


BEST SOLUTION Collaboration is key when selecting the right tools for your business


14 VIRTUAL &


MOBILE PAYMENTS The latest developments in digital pay technology


06 OVERVIEW Factors from EU regulations to Brexit impact the payments sector, while technology continues to drive change


20 DATA TRENDS


Analysing data shows travel buyers improving control of spend


24 BLOCKCHAIN


The digital ledger technology has a range of potential implications for the payments sector


30 PRODUCTS &


INNOVATIONS New developments that are enhancing corporate travel programmes


32 EXPENSE MANAGEMENT How consumer-grade tools are changing the experience for business travellers – and managers


In association with


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36