February 16, 2017, The News- Page 3 From Page One Housing...


HHF-DPA assistance toward their down payment and clos- ing costs in the form of a forgiv- able second mortgage loan. The rules of a Great Choice Home Loan include a maxi- mum household income. The max varies by county and household size. In Nashville and surrounding counties, a 1- or 2-person household cannot earn more than $82,200 annual- ly. A household of three or more cannot earn more than $95,900. “We’re creating a substan- tial incentive for homeowners to buy in areas that are strug- gling for sales right now. Increased market activity in these areas will help stabilize property values for existing homeowners, thereby reducing the risk they will fall into delin- quency or foreclosure,” said Perrey.


Homebuyers will make no


monthly payments on the sec- ond mortgage loan during its 10 year term, and it does not accrue any interest. In addi- tion, THDA will forgive 20 per- cent of the second mortgage loan each year starting in year six. Therefore, if a homeowner does not refinance, sell or move out of their home by the end of


the tenth year, the second mort- gage loan would be completely forgiven. “This program represents a significant increase in the dol- lar value of the down payment assistance we’re able to offer in these ZIP Codes. As buyers jump on that offer, it’s going to push property values in the right direction for the entire neighborhood. We want this program to boost to the finan- cial security of every family in the area, not just the ones mov- ing in,” said Perrey. THDA received approval


from the U.S. Department of Treasury to commit $60 million in federal funding to its new HHF Down Payment Assistance Program. The source of this funding is U.S. Treasury’s Hardest Hit Fund (HHF). “I want to thank Treasury


for allowing us to target the areas in Tennessee that are in need of stabilization. The HHF dollars will continue to be uti- lized where they can be most effective,” said Perrey. THDA’s $15,000 HHF Down


Payment Assistance program is available in targeted ZIP Codes based on a number of “stress” factors, including foreclosures, short sales, and negative equity rates. For additional information, visit THDA.org.


Davidson County rolls out 2,500 recycling


containers to keep up with new homes Davidson County soon will


have 2,500 new curbside recy- cling bins throughout the city, thanks to a $122,741.00 rebate from the Tennessee Department of Environment and Conserva- tion (TDEC). “The recycling carts are for


residential curbside recycling and would likely be used for new construction or residents requesting additional carts,” the Deputy Communications Director of TDEC Kim Schofinski said.


It should be noted that dam-


aged carts are repaired and not completely replaced. According to the official


TDEC release, the over all goal of the rebate is to reduce land- fill waste across the state and move materials to the best, highest use. Recycling rebates can be


offered in lieu of grants to pur- chase recycling equipment. The fund receives revenues from a state surcharge on each ton of solid waste disposed in landfills and from a fee on new tires sold in the state.


This spring Davidson County will be working on a long-term solid waste master plan, Schofinski said. “One of the goals will be to further increase recycling and waste diversion programs in the future.” The rebate is available for


the five most populous coun- ties in the state, according to the annual estimated census by the United States Census Bureau. Other counties to receive a rebate include Knox and Hamilton Counties.


Listeria contamination prompts cheese recall On January 30, The Food and


Drug Administration (TDA) took a sample of the Amish Classic Colby from a store in Trenton, Tennessee. Tests con- ducted in the state lab con- firmed the food was contami- nated with Listeria monocyto- genes.


Listeria monocytogenes is


unlike many other germs because it can grow in a cold environment. Although healthy individuals may suffer only short-term symptoms, infection can cause miscarriages and stillbirths among pregnant


women and may be fatal for individuals with weakened immune systems. The TDA is currently inves-


tigating the source and extent of the contamination, urging anyone who purchased any of the items not to consume them. The manufacturer, Deutsch Kase Haus, LLC, is instructing all wholesalers and retailers to discontinue selling their exist- ing stock of Amish Classic Colby deli horns distributed by MDS Foods under the Amish Classic label with item number 55209 and sold as sliced deli


cheese. They are also recall- ing lot numbers 110316V02, 110316V03 and 110316V04. The company is also remov-


ing packaged Amish Classic Colby Cheese with item num- bers 55241 and 55245 which were cut from the suspect 55209 product and wrapped at the MDS Foods manufacturing facility located in Tullahoma, Tenn.


No illnesses have been report-


ed in Tennessee. Cooking and pasteurization are two methods to eliminate the bacteria from food.


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