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LEGAL AND FINANCIAL


• received certain benefits such as Employment and Support Allowance (previously called Incapacity Benefit or Invalidity Benefit) or Child Benefit for the whole of the accompanied assignment(s)outside the UK


To find out how much your State Pension is worth, and to check whether there are any gaps in your NI record for the periods you were overseas, you can use an online tool: www.gov.uk/check-state-pension.


How do Iapply? Youcan apply for the new Class 3NI credits anytime from 6April 2016. There is no time limit in applying for the credits, although if you apply after you reach State Pension age any increased State Pension might not be paid for periods before the date of your application.


For information about applying for the new Class 3credit visit www.gov.uk/ dwp/ni-credits-armed-forces-partners.


Legal Advice and Guidance YouCan Trust...


Forces Law Network Solicitor members offer legal services to serving and retired personnel throughout the world (including Reservists, the Civil Service and their families).


assistance to the Armed Forces. 60 years of experience


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Initial advice and guidance is FREE. Our reputation is well supported with over


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The Disabled Officers’ Garden Homes is aregistered charity which provides asmall tranquil estate of twelve bungalows for disabled ex-officers and their families who are in financial and housing need. The bungalows are situated on asecluded two-acre site, and are maintained to ahigh standard by Haig Housing. Shops and other amenities are close at hand, together with easy access to fast road and rail links to London and other parts of the country. Residents pay averymodest monthly maintenance contribution, which does not reflect the high standard of accommodation provided. The Officers’ Association co-ordinates applications and also provides the residents with welfare supportasrequired.


0845 6011260 Quote: E


S www.forceslaw.com .forcesla www.raf-ff.org.uk Formore details please contact the Head of Benevolence at The Officers’ Association.


Head of Benevolence, The Officers’ Association, First Floor,Mountbarrow House, 6-20 Elizabeth Street, London SW1W 9RB Tel: 020 7808 4173


Email: n.malik@officersassociation.org.uk Summer 2016 31


THE DISABLED OFFICERS’ GARDEN HOMES


MACDONNELL GARDENS, LEAVESDEN, WATFORD,HERTFORDSHIRE


The Class 1NICredit: Awider range of benefits for deployments since April 2010 The new Class 3credits do not replace the existing Class 1NIcredit for those who have accompanied apartner on aposting since April 2010, and which contribute not only towards entitlement to new State Pension, but also towards Employment and Support Allowance, Jobseeker’s Allowance and Bereavement Benefits (to be replaced


for new claimants by Bereavement Support Payments in April 2017).


More information Further information about NI credits for Service spouses and civil partners is available online at www.gov.uk/dwp/ ni-credits-armed-forces-partners.


For more information about the New State Pension, visit www.gov.uk/ new-state-pension.


Photos©Crown copyright 2013


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