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The YPG in association with Run Until Sold Advertising
PRINT ADVERTISING WORKS
High Bank, Delph Mews, Green Moor
BEAUTIFUL LOCATION!!!! 5 bedroom 4 bathroom detached Small hamlet location Ideally located for commuting to Sheffield, Leeds, Manchester and Huddersfield Breakfast kitchen, utility room
EPC Rating: E
ASKING PRICE £450,000
Delightful 'L' shaped lounge conservatory, ground floor bedroom with en-suite bathroom Oil fired central heating Double glazing Double garage, driveway Wonderful well established gardens
Apply Stocksbridge 0114 288 8898
Getting a mortgage 'Up North' is cheaper than you think thanks to Help to Buy
WHILE latest industry research suggests that workers in Yorkshire and Humber need to earn around £38,000 to afford a mortgage Linden Homes North can ease the financial burden.
Based on the average home in the region costing £166,000, the recent report from The National Housing Federation shows a worker paid the region's average wage (£23,405) would need close to a £15,000 pay rise to qualify for a 80 per cent mortgage.
However, with a number of developments across Yorkshire - many of which have homes under the reported £166,000 price tag Linden Homes North can ease the financial burden of moving to a brand new home.
Thanks to the Government-backed Help to Buy scheme, and figures researched by financial experts at New Homes Mortgage Helpline, the average income would in fact need to be £32,000 per couple in a household £8,000 less than the study suggests.
Under Help to Buy, purchasers need only a five per cent deposit. The incentive has already helped dozens of Linden customers to buy a brand new home and in some cases, get more for their money.
Here's how it works:
* Buyers only need a minimum 5 per cent deposit.
* It's available to all house hunters, not just first-time buyers * The government will lend you up to 20 per
cent of the value of your property through an equity loan, which can be repaid at any time or on the sale of your home
* This means you will only need to secure up to a 75 per cent mortgage from a bank or building society
* Help to Buy is available on new build homes only
* It is only available on homes priced up to £600,000
Linden Homes North sales director Steve Woomble is keen to dispel any misunderstanding about the Help to Buy scheme. He said: “Despite a concerted effort to raise awareness of the scheme by the Government and those in the industry, people still do not have a grasp of this scheme and who it applies to”.
“The scheme, which has helped numerous customers, is perfect for those looking to get on the property ladder or make that step up to their next home.
“We see many instances of people being perfectly able to afford monthly repayments however; the challenge is getting the money together for the all-important deposit. Help to Buy has a proven track record to specifically help those wanting to buy their first or next home.”
Linden Homes North currently has homes under £166,000, check out
www.lindenhomes.co.uk.
• Using the Help to Buy scheme can curb the cost of moving to a brand new home in Yorkshire and Humber While the prices and other particulars featured were correct at the time of going to press (December 15th 2015), the prices and specification may be varied at any time. Interested applicants are strongly advised to check the latest position over any material factors with the relevant advertiser(s) on this page before making arrangements to view, particularly if you are contemplating travelling some distance.
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