2 The Hampton Roads Messenger Your Rights


FROM PAGE 1


privacy notice stating that, as well as the fact that the customers don't have the right to opt out of any data sharing.


In October 2014, the Consumer


Financial Protection Bureau (CFPB) adopted a rule that allows financial institutions


that do not engage rather than in


certain types of information-sharing to post their annual privacy notices online


delivering them


individually. In these circumstances, consumers also must be able to call a toll-free number to request a paper copy of the privacy disclosure.


if you have questions


Contact your financial institution or


concerns


about its privacy policy. If you’re not satisfied with the answers, you may wish to contact the institution’s


primary


federal


or state


Volume 9 Number 7 regulator.


To find out who regulates a financial institution (the FDIC is not the primary regulator for all of the institutions it insures), you can call the FDIC toll-free at 1-877-ASK-FDIC (1-877- 275-3342).


"Remember that privacy practices


differ at various financial institutions," said Ed Nygard, a Senior Consumer Affairs


Specialist at the FDIC. "If


you are uncomfortable with the way your information will be treated at one institution, you may wish to shop around for a different one."


You also have the right to


prohibit credit bureaus from providing information about you to lenders and insurers that want to send you unsolicited offers of credit or insurance. To remove yourself from marketing lists sold by credit bureaus, call toll-free 1-888-567-8688 or go to www.optoutprescreen.com.


Virginia Housing and Community Development Corporation TEL: 1.866.931.5760 EXT 116


WWW.VHCDC.ORG


Accounting & Bookkeeping Services Accounts Receivable Financing Business Advisory Services Business Cash Advances Commercial Liability Insurance Equipment Financing


First-Time Home Buyer Assistance


Homeowner’s & Renter’s Insurance Investment Clubs Merchant Accounts Payroll Services


Small Business Loans Tax Preparation Services


Workmen’s Compensation Insurance DISCOVER WHAT VHCDC CAN DO FOR YOU, YOUR HOME & BUSINESS! Washington, D.C. – Ending


lingering uncertainty about the future of the Open Internet, the Federal Communications Commission has set sustainable rules of the roads that will protect free expression and innovation on the Internet and promote investment in the nation’s broadband networks. The FCC has long been committed to protecting and promoting an Internet that nurtures freedom of speech and expression, supports innovation and commerce, and incentivizes expansion and investment by


America’s


broadband providers. But the agency’s attempts to implement enforceable, sustainable rules to protect the Open Internet have been twice struck down by the courts. The Commission—once and for all—enacts strong, sustainable


rules, grounded in multiple sources of legal authority, to ensure that Americans reap the economic, social, and civic benefits of an Open Internet today and into the future. These new rules are guided by three principles: America’s broadband networks must be fast, fair and open—principles shared by the overwhelming majority of the nearly 4 million commenters who participated in the FCC’s Open Internet proceeding. Absent action by the FCC, Internet openness is at risk, as recognized by the very court that struck down the FCC’s 2010 Open Internet


rules last year in Verizon


v. FCC. Broadband providers have economic incentives that “represent a threat to Internet openness and could act


in ways that would ultimately OPEN INTERNET PAGE 3


March 2015


FCC Adopts Strong, Sustainable Rules to Protect the Open Internet


primary care close to home & health insurance enrollment


Our Mission Southeastern Virginia Health System, (SEVHS) provides high quality, comprehensive, affordable


health care and wellness services to all.


Operating for over 35 years, the Southeastern Virginia Health System (formerly PICH) is the premier community based health care initiative in Hampton roads for the insured, uninsured and under insured.


Now Accepting New Patients


East End Physicians 1033 28th Street


Newport News // 757.952.2160


48th Street Physicians 4714 Marshall Avenue


Newport News // 757.380.8709


Stoneybrook Physicians 15425-H Warwick Boulevard Newport News // 757.874.8400


Victoria Boulevard Physicians 3130 Victoria Boulevard Hampton // 757.952.0180


Main Street Physicians 157 N. Main Street, Suite A Suffolk // 757.925.1866


Town Center Physicians 10980 Buckley Hall Road Mathews // 804.725.9191


Virginia Beach Family Medical Center 940 General Booth Boulevard, Suite A Virginia Beach // 757.425.3610


Chesapeake Community Health Center 490 Liberty Street


Chesapeake // 757.228.1288


We Offer Community Dental Services Newport News // 757.928.3810 Suffolk // 757.942.1280


www.sevhs.org SVHS YourPlaceAd_10x7.75_Messenger.indd 1 5/28/14 1:44 PM


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