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THINKAHEAD. GroupTermLife Insurance.


More than 4 out of 10 PEFMembers are financially protected by our insurance programs • Almost 1 in 3 PEFmembers have Long-termDisability


•More than 1 in 4 have Group TermLife • Almost 1 in 5 have Short-termDisability


Help protect your family against financial losses due to untimely death. PEFMBP sponsorsGroupTermLife Insurance throughTheHartford.1


Take action and enroll. Contact us at:


Phone - (518) 785-1900, ext. 243 (800) 342-4306, ext. 243


Email -www.buymbp.com/protect More Info - emailmbinsurance@pef.org


All benefits are underwritten by The Hartford Life Insurance Company. 1TheHartford® is TheHartford Financial ServicesGroup, Inc. and its subsidiaries, including issuing companiesHartford Life Insurance company and


Hartford Life andAccident Insurance Company. Policies sold inNewYork are underwritten byHartford Life Insurance Company.HomeOffice of both companies in Simsbury, CT.All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms underwhich the policiesmay be continued in force or discontinued.


All benefits are underwritten byTheHartford Life Insurance Company. BKCVR01


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