THE WEIRS TIMES, Thursday, February 11, 2010
29
Your Money Your Money
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scORe from 28 personal credit also can
changes that could in- limit your business growth
dicate fraudulent use of potentials.
your business credit in-
formation. Popular alerts 5. Grow - Managing the
include notifications on factors that drive your
inquiries and new trade score can make a positive
3.51
%
6 month
introductory
rate
lines. Furthermore, pro- impact and lead to more
tect your business from opportunities to grow your
non-paying customers, business, ranging from
partners and suppliers by gaining capital to gaining
2.00
%
APY*
checking their business customers. Therefore, take
credit report before doing good care of your small
on checking…
business with them. business name and repu-
tation. Choose to work
4. Separate - Many with lenders, suppliers
small business owners and creditors that report
don’t separate personal your payment history to
Yes, checking!
from business expenses the credit bureaus. And of
and therefore don’t build course, pay your bills on
business credit tradelines. time.
In the beginning when
starting a business, using When you take the time MobileAdvantage
personal guarantees and to build and maintain
credit is needed. However, your business credit re-
checking
the weakness of relying port, you’ll be building
solely on personal credit is your business’ reputation
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clear. If your business ever and ability to succeed.
Account balances of $.01 to $25,000.99 will earn the stated rate of 3.51% during the first 6 statement cycles
if 14 or more debit card purchases are posted to the account each statement cycle and the monthly account
becomes at risk, your per- For more information on
statements are received electronically. After the first 6 cycles, the rate will be our standard Mobile Advantage
rate. As of 1/21/10, this was .50% and is subject to change. If requirements are met for the first year, the effective
sonal credit score becomes business credit resources,
Annual Percentage Yield (APY) for balances of $.01 to $25,000.99 will be 2.00% APY. APY may vary at any time. On
amounts of $25,001.00 and above, .50% APY will be paid if requirements are met each cycle. This APY may vary
at risk as well. Failing to plus articles and tips on
at any time. If requirements are not met during a cycle, you will earn .05% APY, regardless of balance. Minimum
balance to open account is $50. Fees could reduce the earnings. APY and offer are accurate as of 1/21/10.
www.mvsb.com
separate business from the subject, go to www.
MSB-477-10; MobileAdvantage Ad; Weirs Times/Thursdays; 3 col. (6”) x 5”; dt/an
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