MARKET I INDUSTRY SAFETY
department to know what it is dealing with in advance. The final preventive measure when addressing fire is insurance. In the case of a fire, the homeowners’ insurance will typically cover the damage that has occurred, even if the fire department lets the house with the PV installation burn down under controlled conditions -85% of all households have such insurance. However, it pays not to assume so before installing a system contact your insurance provider to find out what its policy is.
Even if your provider will cover your system, it is best to inform them in writing that you own a new system. This is in order to prevent underinsurance in case of damage. In today’s climate of high energy pricing, PV systems increase the value of the property they are on. According to the Solar Trade Association, a recent survey by MORI found out that people are willing to pay up to £10,000 more for a home built to high environmental standards and estate agents are now de-valuing homes for sale with poor "Energy Assessments" results, due to HIP (Home Information Pack) reports. Therefore, the insurance company needs to know exactly which total value to insure. The risk of a solar module fire is extremely low but at least armed with this knowledge and by working through a few simple steps you could ensure that a bad situation is not made much worse.
© 2012 Angel Business Communications. Permission required.
A key factor in ensuring a safe industry that can be trusted by potential buyers and consumers is to ensure the right people with the right qualifications are doing the job. PV installation is not simply an electrical task
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www.solar-international.net I Issue III 2012
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