window shutters. An IBHS-trained inspector must certify that a home has the features necessary to obtain the credits. “Te North Carolina Department of Insurance wants
homeowners to know they can be rewarded if they build or upgrade their homes to be more resistant to hurricane damage,” said Kerry Hall, director of public information for the North Carolina Department of Insurance. “Te program is available to homes covered under homeowners policies and dwelling policies in designated territories. You should contact your insurance company or agent to find out if you qualify for these hurricane mitigation credits.”
Both programs in the Carolinas clearly work to ben-
efit residents who live along the coastline. After all, who knows when they’ll feel the effects of the next Hurricane Ginger, which spent nearly four weeks in the Atlantic before coming ashore in North Carolina. Who can tell for sure when there will be another Hurricane Donna, which punished the East Coast from Florida to New England in 1960?
To learn more about SC Safe Home, visit
http://scsafehome.sc.gov. North Carolina residents who want to find out if they qualify for reduced insurance rates should visit
ncjua-nciua.org/html/uw.htm.
WHAT WILL GRANTS PAY FOR?
As of December 2010, the SC Safe Home program had provided approximately $6.1 million in grants to 1,429 homeowners in Beaufort, Berkeley, Charleston, Colleton, Dorchester, Florence, Georgetown, Horry, Jasper, Marion and Williamsburg counties.
Qualified Improvements for the SC Safe Home program: • Roof/deck attachment; • Secondary water barrier; • Roof covering; • Brace gable ends; • Reinforce roof-to-wall connections; • Protection of openings; • Exterior doors, including garage doors; • Tie-downs; • Problems associated with weakened trusses, studs and other structural components;
• Repair or replacement of manufactured homes piers, anchors and tie-down straps;
• Other mitigation techniques approved by the Advisory Committee.
together one shingle at a time... Progressive Roofing, Inc. specializes in insurance restoration. We can assist in everything from the assessment of damage to the funding process through estimate negotiation with your insurance company.
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