tirement living, which will vary from
AirForceVillageWest
person to person, depending on in-
terests and income. First, he advises
analyzing your fi xed expenses (mort-
gage payments, utility costs, health
insurance premiums, etcetera) and
then considering variable expenses
(travel, social events, hobbies, etcet-
era). He recommends covering fi xed
expenses with guaranteed retire-
ment income such as social security,
pensions, or annuities; covering
variable expenses with income from
For retired
investments in stocks and bonds; and
or honorably then using about 5 percent off the
separated
balance of that income each year to
A Five Star Retirement Community
military officers
cover life’s luxuries.
featuring on-site continuing care…
Bob Prestridge, a former Navy pilot
of ALL branches
who went into fi nancial advising with
of the uniformed
NowServingThose
the Summit Group of Virginia after
services, federal
retirement, says retirees looking to
government
WhoHaveServed
relocate should carefully consider the
new location’s cost of living and tax
officials, and
structure before making a move. “For
surviving
example, there is no state income tax
spouses.
in 10 different states,” he points out.
A retirement lifestyle for both sides of your
“And North Carolina, just a 20-min-
mind – the half that will always be young
ute drive from where I live, does not
tax federal retirement income.”
and carefree and the half that's learned
to
make the right decisions about the future.
Access to health services
While many retirees might dream
of relocating closer to their children
and grandchildren or moving to that
Discover the benefits of AFVW retirement!
little mountain town they visited on
vacation, it’s important to consider
Call or go online to request information, tour our
health needs when making a big
award-winning Village, or make a reservation for
move. “Anyone considering retire-
a fun-filled, mini-vacation where your food and
accommodations are complimentary.
Top 5 Cities for
Retired Seniors*
1. Atlanta
1-800-729-2999
2. Portland, Ore.
www.afvw.com
3. Chandler, Ariz.
4. Boston
AIR FORCE VILLAGE WEST, INC.
5. Milwaukee
A TAX EXEMPT, NOT-FOR-PROFIT, PUBLIC BENEFIT CORPORATION
17050 Arnold Drive, Riverside, CA 92518
CA RCFE License #330907913 • License #25-0000-347 • Certificate No. 165
*From AARP’s annual list of best
places to retire in 2007.
60 MILITARY OFFICER SEPTEMBER 2009
SSept_Consider.indd
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