7945_36-39_270809.qxd:36-39 20/08/2009 16:36 Page 39
PENSIONS
MADE SIMPLE
Your Your
personal employer’s Government
YOUR
pension contributions support
contributions (if they make any) (by tax relief) PENSION
By law your employer must provide you with access
to a pension, whether you’re in full-time, part-time,
temporary, contract or casual employment.
Pension scheme contributions benefit from income tax
relief at your highest rate of tax. If you contribute %100
per week and you pay the higher rate of tax (41%) the net
cost to you is %59 per week. If you pay tax at the lower
rate (20%) the net cost to you is %80 per week.
Visit the Pensions Calculator at www.pensionsboard.ie
Talk to your employer, trade union, bank, insurance
company, building society or financial advisor about
starting your pension today.
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