ADVERTORIAL KEY STRATEGIES FOR 2026


MASTERING YOUR MORTGAGE:


henry@quickmortgages.com Henry Wright


In 2026, the mortgage market has become a “buyer’s playground” in terms of choice, but that choice brings complexity. With lenders competing aggressively for your business, the difference between a standard deal and an optimised one can save you thousands. The Power of Proactive Planning The most common mistake is waiting until a deal expires before looking for the next one. Whether you are looking at two-year or five-year fixed options, your individual risk tolerance and future career plans—like promotions or transfers—should dictate your choice.


Three Essential Tips For 2026:


• The Six-Month Rule: You can secure a mortgage offer up to six months in advance. This is a vital safety net. If rates rise, you’ve locked in a lower rate. If they fall, we can often switch you to a better deal before you complete.


• Embrace Flexibility: In a shifting rate environment, “fixed” isn’t the only


credit. We recommend a “financial MOT” at least six months before applying to ensure your history is well- managed.


way. For some, tracker mortgages or shorter fixed terms provide the flexibility needed to benefit from falling rates later in the year.


• Credit Health is Your Currency: The best rates are reserved for those with pristine


Meet Us on the Beat: Roadshows and Drop-ins We are proud to support the Police Federation. Our 2026 roadshow calendar is already filling up, and we come directly to your stations to make things easier for you. Our drop-in sessions are a no-pressure environment where you can ask questions about the market, your specific “Police Pension” considerations, or how to bridge the gap to your next home. Want us to visit your station? If you believe your federation would benefit from an expert drop-in session, please reach out to Henry Wright to arrange a visit.


Contact Henry Wright: Direct: 07898 800 510 Quick Mortgages – Helping the Frontline Find a Home.


37 | POLICE | FEBRUARY | 2026


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