Contents

Cover Story ThiThis year’s Communiit Banking Conferences will focus on

C

authenticity, social media and local influence.

ty

Features

7 Gen X, Gen Y, and Gen Z explained 9 Can employees’ social media comments ever cross the line? 10 A guide to CECL implementation for community banks 11 Business email compromise schemes 12 The key to keeping your customers? Master mobile banking 13 Effective entry date is important for same day ACH debits 14 The Eyes have it

Departments 4 Financial Update

5 Market Update 15 Spotlight

MIB Community BANKING 3