Saturday 14th January 2023 • Promotional Content


Financial & legal resolutions New Year, Fresh Start 39


resolution that’s both constructive and cost-effective. Tey work to understand what matters most to you and your family and how to avoid court proceedings. Tey also provide an opportunity to


consider what arrangements can be put in place to resolve any issues on both sides, with the aim of achieving a positive result for everyone.


How could family mediation help? Mediation can help people engage in discussions and explore all issues that are worrying them and affecting their life, in a constructive way. You may be recently or long-term separated, in the middle of divorce proceedings or dissolving a civil partnership. Hodge Jones & Allen’s Family Law


Team, led by Jacqueline Major, can take you through the mediation process, where you can raise your issues before an agreed mediator, who is an impartial and neutral person, and who will assist and guide you in the negotiation of your


New year, fresh start... finding resolution H


Reaching an amicable agreement over a family law matter would be a great start to any New Year


odge Jones & Allen’s Family Law Team offer mediators and collab- orative lawyers to help reach a


differences. Mediation is the perfect way to resolve issues and come to agreement by the parties themselves, with the help of the mediator. Call their family law specialists for


a confidential discussion about your personal situation on 0808 189 3977. Hodge Jones & Allen will support you


through family life issues with discre- tion and care. Tey provide specialist legal advice on divorce, financial provi- sion, childcare arrangements, civil partnerships, cohabitation and prenup- tial agreements. Hodge Jones & Allen is one of


the UK’s most progressive law firms, representing its clients to secure posi- tive outcomes by providing first-class legal advice. Teir private collection of legal


services helps people to deal with and overcome challenges in their personal lives — life planning for the future, with Wills & probate or mental capacity and deputyship teams, or those in need of support in difficult times, with dispute resolution, family law, or criminal defence.


Positive outcomes together — step by step


hja.net. 180 North Gower Street, London, NW1 2NB. Authorised and regulated by the Solicitors Regulation Authority


Getting you financially fit in 2023 F


Does inflation and the rising cost of everything around us right now make you feel anxious?


ocus over the past year has been on the increase in infla- tion and the cost of living crisis


impacting people’s day-to-day lives. Tis has highlighted the need for financial planning and the impor- tance of getting into good habits to plan for the future. Jonathan Sidlin, managing director


at HSC Financial Advisers, says: “Our clients’ priorities are our priority. As a boutique independent financial plan- ning company, we’re well placed to focus on our clients’ lifestyle needs and to help them develop the essential habits for financial ‘fitness’.” HSC Financial Advisers covers


all aspects of financial planning, including pensions, investments, protection and mortgage needs, with a particular focus on wealth preser- vation, inheritance tax planning and insurance, when advising individuals and business owners.


HSC Financial Advisers’ top tips:


1. Saving Pay yourself first when you receive your monthly income. Allocate a real- istic amount of money each month to put into a separate savings account or investment.


DISCLAIMER: THIS IS INFORMATION ONLY AND DOES NOT CONSTITUTE ADVICE. PENSIONS/INVESTMENTS ARE MEDIUM TO LONG TERM PLANS AND ARE NOT GUARANTEED AS PAST PERFORMANCE IS NOT NECESSARILY A GUIDE TO FUTURE PERFORMANCE. THE VALUE OF UNITS CAN GO DOWN AS WELL AS UP. INFORMATION IS BASED ON OUR CURRENT UNDERSTANDING OF TAXATION LEGISLATION AND REGULATIONS. ANY LEVELS AND BASES OF, AND RELIEFS FROM, TAXATION ARE SUBJECT TO CHANGE.


2. Invest in tax efficient products Pensions and ISAs provide tax-free growth and should be utilised as part of a medium to long term finan- cial plan.


3. Paying down debt Check what rates of interest you’re paying on debt, such as mortgages, credit cards or loans. If you can afford to pay down some of the high interest, this should be considered.


Get professional advice HSC Financial Advisers recom- mends that you seek advice from a professional as there are many options available that can be tailored to meet your lifestyle needs.


Book your complimentary


consultation now. For a 30-minute complimentary


consultation, go to:


calendly.com/jonathan- sidlin/initial-meeting or scan QR code


ABOUT JONATHAN SIDLIN


Jonathan Sidlin is a chartered financial adviser and managing director at HSC Financial Advisers. He graduated from the London Institute of Banking and Finance. His expertise covers most areas of the financial planning process, including pensions and investments, tax efficient products and estate planning solutions. He has a proven track record helping his clients build wealth to achieve long-term financial success.


Contact information: hscfinancial.co.uk T: 020 8540 7062 E: hello@hscfinancial.co.uk


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