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Arrange a SingleWill today for only


£99.00 + VA VAT AT We • Nil Rate Band Trusts • Pre‐Paid Funeral P Whymake aWill?


Making awill is the onlyway to ensure that yourwishes are carried out aer your death.Without a valid will, your property will pass by the law of Intestacy. It is likely to cost more and take longer than if a will had been made. Making a will lets your loved ones knowthat you cared enough to sort things out in advance.


Awill allows you to name executors who will deal with your estate aer your death, pay any taxes, debts and distribute the estate as thewill directs.Yo feel that a professional should be appointed to relieve the burden fromgrieving loved ones. It allows you to saywho you would like to look aer your children in the event of both parents’ deaths. If no person is named the courtswill decide who should look aer your children instead.


who are married. Under the Law of Intestacy your partner would not r Unfortunately, unmarried couples do not have the same legal rights as revoked by your marriage unless the will stated it was sll to


anything fromyour estate.


Assets can be placed into trust rather than given to a person directly. There are various reasons to put a trust in awill, such as to protect a property for children,


to provide for disabled beneficiaries and to allowflexibility for trustees to adapt to a beneficiary’s changing circumstances.


To | Insurance Part rtnership


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ves To arrange an appointment call: 01233 234236 or 01795 608108 or 01622 320079


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PAGE 51


If you are married, do not assume that your spouse will get everything. Under the Lawof Intestacy, your children have a right to part of your estate if it is large enough. Even if awillwasmade before themarriage, yourwill could have been stand. those eceive


• Lasng Power of Aorney • Protecve Property Trusts • Vulnerable Persons Tr Tr


Trusts • Yo


Y k us about:


Tr oung Persons Tr T


lans • Probate rusts


Having awill is not just about ensuring that all your possessions gowhere you want or that your family is looked aer.More people than ever before fall into the Inheritance Ta


Tax bracket. Homeownerswill pay billions to the government.


Making a will ensures you are in control of what happens to your property and family.We


We find that once it has been completed, instead of feeling dread and unease, people feel a great sense of relief that everythingwill be handled as theywish.


Youmay Why set up a Lasng Power ofAorney A Lasng Power of Aorney (LPA


PA: PA) allows your loved ones to take care of you


and your finances if you lose capacity or become unable to do so yourself. There are two types of LPA


• A"Property and FinancialAffairs" LPAgives yourAorney the authority with buying and selling your property, your bills, bank accounts and investments.


ty to deal • A"Health andWelfare" LPA PAcovers decisions about health and care and even


deciding where someone is to live. This can only be used if someone is incapable of dealingwith suchmaers themselves.


ArrangeMirrorWills today for only


£125.00 + VA


Wevisit you in the comfort of your own home... As


VAT AT


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