Contents 3 FEATURES AND ANALYSIS COVER STORY
CORPORATE HEALTHCARE Our in-depth report from theHealth Insurance Boardroom Briefing on the future of corporate healthcare is included in a special supplement with this issue. Find out what the UK’s leading intermediaries are experiencing on the front- line of consultancy and their predictions for the future of their profession
17 ANALYSIS
PRIVATE HEALTHCARE A group of consultants has come together in order to help insurers control the rising costs of private healthcare. Madeleine Davies asks what the involvement of Alliance Surgical in the PMI market means for your clients
20 ANALYSIS
ECJ RULING The European Court of Justice has ruled that the insurance industry must issue unisex premiums to avoid gender
discrimination.Madeleine Davies gathers industry reaction to a bitter blow from Brussels
29 FEATURE
IN FOCUS – CRITICAL ILLNESS Edmund Tirbutt reports on a market shaken by exits, consolidation and legislative change
24Clarkson on Comms FormerHealth Insurance editor and PR guruSuzanne Clarkson fields a question on the costs and benefits of sponsorship
26 The HI Profile Health Insurance editorDavid Sawers speaks to Stuart Scullion(pictur
ed)as he takes
over the reins from Jan Lawson as managing director of the Private Health Partnership, one of the largest PMI intermediaries in the country
32 FEATURE
HI AWARD WINNERS – LONG-TERM CARE In 2010 a long-term care intermediary scooped our coveted Intermediary of the Year award. As policymakers continue to wrestle with the challenge of funding care,Madeleine Davies asks our winner how she is helping elderly people today
35 FEATURE
INDIVIDUAL PRIVATE MEDICAL INSURANCE Peter Pallot investigates how a highly protectionist US government is making it difficult for UK brokers to arrange cover for expatriates based across the pond
39 FEATURE
CASH PLANS From Canada to Switzerland, insurance policies designed to “top up” the core health service have achieved huge levels of
uptake.Madeleine Davies considers whether cash plans will come to enjoy similar prominence in the UK
April 2011
www.hi-mag.com HealthInsurance
44 Product reviews Health Insurance technical editorAndy Couchman reviews Unum’s latest attempt to extend the group risk safety net to more workers, a healthcare trust offering targeted at SMEs and a new plan for expatriates from global giant Aetna
47 Last word Peter Le Beau MBE asks what insurers are trying to hide in refusing to publish income protection claims statistics
NEWS
6-16 All the latest news from around the industry, including the launch of a new product suite from PruProtect, ambitious plans to involve the group risk industry in welfare reform and a round-up of the claims statistics from the protection industry in 2010
REGULARS
22 Comment Tony Levene sounds a note of warning on the impact on policyholders of provider mergers and acquisitions
23 Appointments Who’s going where – and why
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