Contents CORPORATE CARDS SUPPLEMENT 2016


04 WELCOME Introduction by Melissa Gargagliano, head of EMEA commercial cards, Bank of America Merrill Lynch


06 OVERVIEW How factors from technology to global economics are driving change in the payments sector


10 INTERCHANGE FEES Be prepared for the new EU rules that are about to shake up the corporate card world


14 VIRTUAL PAYMENTS Virtual cards are rapidly becoming a dominant payment solutions trend


20 PRODUCTS AND


INNOVATIONS Invisible, seamless payments and a round-up of other developments


22 DATA TRENDS How current global turbulence is affecting business travel spend


28 SECURITY Looking at ways to outwit the online scammers and fraudsters


32 EXPENSE MANAGEMENT How transaction data can act as a useful benchmarking tool


In association with


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