and wise Get fit, have fun, achieve your goals
down with age. The extra calories will turn into surplus body fat over time if you don’t adjust your diet or exercise more.
5. To strengthen your bones and prevent osteoporosis by doing regular exercise. By exercising you don’t just build muscle and endurance but it is also important for building and maintaining bone density. Weight bearing exercises such as cycling, walking, and swimming are great for this, as well as resistance work, using light weights and flexibility training such as yoga or pilates.
These all help to improve balance and co-ordination and help to prevent osteoporosis as you get older.
So how do you start introducing exercising into your life? It is never too late to start exercising and by having the support of friends, family or a fitness professional, this can give you the confidence and guidance to start. Always check with your GP before embarking on a new fitness regime but you will soon notice the difference and the benefits of exercise.
For more information or advice please contact Allan Barnard on 07828 452029 or email
barnardfitness@live.co.uk.
www.barnardfitness.com
We all experienced fire drills at school as children and at work as adults. The purpose, of course, was to learn what to do in the event of a real fire.
It wasn’t for an expected fire but was intended to teach us how to survive and avoid serious injury if, by chance, there was a fire.
Think about how you felt when the market was headed down with no end in sight in the financial crisis of 2008. Prepare yourself for the “this time it’s different” feelings you will experience if the market does head south. This “talk” should in no way be considered a forecast, just as a fire drill is not a forecast of a coming fire. But having this talk today is so much better than having it when the market has fallen 30%.
We know that you can greatly improve your overall financial experience by setting the right expectations before a market decline and maintaining discipline during a decline. The stress of a collapsing stock market fundamentally changes how people make financial decisions and these can have a negative effect on your wealth. Market declines happen
regularly – approximately three years in ten in the past have seen annual falls in stockmarkets but global markets have always recovered.
At the moment a broadly diversified investment strategy provides a strong foundation for an
investment plan; this has made sense in the past and will continue to make sense in the future.
Speak to your Old Mill Financial Planner if you want to discuss this in your individual circumstances.
Would you like to know more?
Contact Gavin Jones on 01749 335038 or email
gavin.jones@
oldmillgroup.co.uk
Investor fire drill
As part of the Financial Planning service we encourage our clients to discuss the unpredictability of investments and what they will do in a stockmarket fall, an “investors fire drill” if you will.
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