4 The Hampton Roads Messenger Editorial


Anti-bullying: When Adults Are Held Accountable, Children Learn


concern for students as well as adults. There have been instances where adults bully children online while pretending to be a child themselves. This behavior is reprehensible.


Some instances where we have seen adults bullying children and even bullying


coaching situations. Many children and even parents


other adults are in are so obsessed


with professional athletics that they are willing to overlook the fact that a coach is simply a bully. These coaches should be reprimanded at the first sight of overly aggressive behavior. There is a significant difference


between preparing a


student to become the best athlete that they can be and bullying that student.


BY ANGELA JONES


We have heard in the media over the last several years about children taking bullying to extremes. While all bullying is wrong, I believe situations can be exacerbated when children see adults being bullies. Whether it is a domestic violence situation that a child witnesses at home or a teacher bullying a student at school, if adults are not held accountable, children may mimic that bad behavior.


Nearly 1 in 3 students or 27.8% report being bullied during the school year according to a 2013 National Center


for Educational Statistics


report. Also, students who experience bullying are at an increased risk for depression, anxiety, sleep difficulties, and poor school adjustment based on data collected by the Center for Disease Control in 2012. Obviously, bullying has become an epidemic.


We know from news reports, and perhaps from personal experience, that cyberbullying is another cause for


exhibited the


I believe the violent tendencies by professional athletes


recently could be a direct result of


bullying they may have


experienced from coaches over the years. If an advocate had stepped forward on their behalf, it could have brought an end to the bullying they were experiencing


and prevented


them from perpetuating the same unacceptable behavior in the future. A 2001 study showed that 57% of bullying situations stop when a peer intervenes on behalf of the student being bullied.


implement


It is imperative anti-bullying


that we programs


in our homes and in our schools. There should be zero tolerance for bullying everywhere. According to a 2013 study by McCallion and Feder, school-based bullying prevention programs decrease bullying by up to 25%. This is a problem that adults can lead by example to solve. If adults stop being disrespectful to each other, the youth will follow suit. Bullying is definitely a learned behavior.


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Volume 9 Number 11 Wheels and Deals FROM PAGE 1


of the vehicle if they don’t expect to make money on the financing.


Don’t hesitate to seek different


financing offers. You may be surprised by how comparison shopping for an auto loan can save you money. While submitting multiple loan applications generally


can slightly lower your


credit score, those for car loans made within a short period (such as 14 days, according to some credit scoring models) generally are grouped together to minimize the effect.


Compare loan offers based on


the Annual Percentage Rate because the APR includes certain fees as well as the interest rate. “The size of your monthly payment is important, but resist attempts to focus your attention on the monthly payment instead of the APR,” said Luke W. Reynolds, Chief of the FDIC’s Outreach and Program Development Section. “Remember, the APR reflects the true cost of the loan.”


The longer your loan, the more you pay in interest. “Long-term loans may lower your monthly payment but you will pay more in interest over the life of the loan,” Reynolds added.


July 2015


“You may even be offered a loan that is longer than you expect to keep the car.”


Keep good records of your loan


quotes. Before signing on the dotted line, review the loan agreement (the contract) and make sure any potential fees, the interest rate, and other key terms match what you were initially told.


Don’t allow anyone to steer


you toward a larger purchase and a bigger loan than you will be able to comfortably pay. In addition to your monthly loan payment, you need to budget for the cost of auto insurance, licensing fees and taxes.


Leave the car at the dealership


until your loan terms are finalized. If a dealer offers you a “contingent” or “conditional” loan agreement and lets you drive the car home, the loan terms may change and be less advantageous for you when you return to finalize the purchase.


If you have a problem with your lender or its debt collection practices that you can’t fix on your own, help is available. Consider filing a complaint with the Consumer Financial Protection Bureau at help.consumerfi- nance.gov/app/vehicleconsumerloan/ ask.


HU Named One of 10 Best Online Colleges in VA


Hampton University's online program (HUUC) is the third


best


in the entire state of Virginia. That's according


to Affordable Colleges


Online. This most recent distinction comes on the heels of several previous noteworthy University rankings achieved this academic year alone.


include:


The other 2014-2015 rankings HBCU Digest naming HU


HBCU of the Year, “Best Colleges For Veterans” naming HU number 2 in the South Regional Category and, HU being named 24th of the Best Master’s Universities in the nation, out of nearly 700 schools.


Some of the positive considerations were HU's student- faculty ratio


(undergraduate), a


six-year graduation rate, noteworthy job placement rates for graduates and affordable online tuition rates.


The HU University College's online program offers undergraduate and graduate courses as well as non-credit courses, certificates and professional development


programs.


HU officials are excited about the latest ranking and are looking forward to expanding enrollment to this program through its newly launched Hispanic/ Latino initiative and the purchase of a building to house the initiative.


Established 2006 Angela Jones, Publisher Chris Parks, Editor


Rae Willis, Graphic Designer Ida Davis, Contributing Writer


PO Box 10414 ● Norfolk, VA 23513


Sales and Information 757-575-1863 info@hamptonroadsmessenger.com


Copyright pertaining to contents of this edition. All rights reserved.


opportunities to develop innovative teaching and learning platforms.


“Online learning offers unique As


the Dean of University College’s HU Online I am pleased to have ranked in the top 96th percentile and third in the rankings,” said Dr. Almarie Munley. “HU Online continues to provide an excellent


learning platform for


our 21st century learners by making our programs more affordable and accessible to students across the globe. This ranking represents the standard of


excellence of Hampton University’s mission.”


According to the Affordable


Colleges Online site, one of its goals is to, “help students and parents identify colleges, degree programs, scholarship opportunities and more, that fit their respective academic and financial wants and needs.”


more prevalent, it is important to


"As online acknowledge


the colleges classes


become and


universities that go above and beyond,” said Dan Schuessler, founder and CEO of Affordable Colleges Online. "Our goal is to highlight these schools and their commitment to higher education. These programs have made attending college


accessible and affordable


while maintaining rigorous academic standards of excellence and providing support services for their students.”


Dr. Laurene Collins is director of


HU Online. “As the Director of Hampton


University Online- and non-degree University


College, I am extremely happy for Hampton University to have received this rating. Through our numerous degree


programs,


we continue to embrace our diverse student population through technology and academic excellence in order to allow them to choose an educational learning format that is flexible for their work/life challenges,” she said.


we move past the 21st century, HU Online will make further


strives


“As in


integrating and improving technology and Learning Management Systems to meet future challenges of learners who want a more mobile way of achieving their academic milestones.”


For more information about HU Online visit huonline.hamptonu.edu/.


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