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INTRO


There are a range of insurance policies available in the UK which claimto provide suitable protection for the buildings insurance of flats and their associated risks


At 1st Sure andCHUResidentsline we are pleasedtountanglethe confusiontoensure Freeholders, Leaseholders,RMC Directors andPropertyManagingAgentsunderstand theinsurance requirements of this specialist marketand protect themselves by arranging comprehensive coverwhich also complies with the expectations of the lease, most importantly:


Thewronglevel of insurance protection can result in great hardship for flat owners


The wrong level of protection canlead to thepersonalwealthofDirectors being at risk


Flatsownersoften have little sayinthe choice of theirInsurer and, as such,the insuranceindustryneedstoprovide products andservice standardsthattreat flatownersfairly. At theveryleast,they deservethe sameprotectionashome owners andsowebelieve it is timeforthe insuranceindustrytoraise itsgame.


This guideaimstoexplain someof the issues involved and assist you inmaking informed decisions.


Flat Living GUIDETO INSURANCE 3


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