Policy Definitions


Each time We use one of the words or phrases listed below, it will have the same meaning wherever it appears in Your policy unless an alternative definition is stated to apply. A defined word or phrase will start with a capital letter each time it appears in the policy.


Each Section of the policy contains definitions. They must be read in conjunction with the following Policy Definitions.


Employee Any person who is


(1) under a contract of service or apprenticeship with You


(2) borrowed by or hired to You


(3) a labour master or supplied by a labour master


(4) employed by labour only sub-contractors (5) self employed


(6) under a work experience or training scheme


(7) a voluntary helper


while working under Your control in connection with The Business


(8) an outworker or homeworker when engaged in work on Your behalf.


Money Current (1) coin, bank and currency notes


(2) postal and money orders, bankers drafts cheques and giro cheques


(3) crossed warrants, bills of exchanges and securities for money


(4) postage, revenue, national insurance and holiday with pay stamps


(5) national insurance and holiday with pay cards, national savings certificates, war bonds, premium savings bonds and franking machine impressions


(6) credit company sales vouchers, luncheon vouchers and trading stamps


(7) VAT invoices. Period of Insurance


From the effective date until the expiry date (both shown in The Schedule) or any subsequent period for which We accept payment for renewal of this policy.


The Business


Activities directly connected with the business specified in The Schedule. The Premises The premises specified in The Schedule. The Schedule


The document which specifies details of The Policyholder, The Premises, Property Insured and any Excesses, Endorsements and Conditions applying to the policy.


We/Us/Our/Aviva Aviva Insurance Limited. You/Your/The Policyholder


The persons, companies, partnerships or unincorporated associations named in The Schedule as The Policyholder.


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