Yudu - 2015 02 February

YOU UNDERSTAND RISK MANAGEMENT.

YOU SO DO WE.

With medical costs that continue to rise, MOAA understands the uncertainty many members face when it comes to their fi nancial security.

Fortunately, to help protect against the risk of rising health care costs, MOAA offers the MEDIPLUS®

TRICARE

Supplement Insurance Plans to our active duty, retired, and certain Reserve and National Guard members and their families, ages 64 and under.

MEDIPLUS pairs with your existing TRICARE plan to help reduce or eliminate out-of-pocket medical expenses, by covering costs not fully paid by TRICARE for covered doctor and ER visits, hospital stays, surgeries and prescription drug cost-shares. Best of all, MEDIPLUS®

coverage is designed

to be fl exible, allowing you to choose the coverage that’s right for you and your family.

Find out more information on MEDIPLUS® today! Call 1-800-247-2192 or visit www.moaainsurance.com

In CA d/b/a Mercer Health & Benefi ts Insurance Services LLC | AR Ins. Lic. #303439 | CA Ins. Lic. #0G39709 Information includes costs, exclusions, limitations and terms of coverage.

Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881. Coverage may not be issued in some states.

All benefi ts are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations and terms under which the policies may be continued in force or discontinued.

*This policy is guaranteed acceptance, but it does contain a Pre-Existing Conditions Limitation. Please refer to the website for more information on exclusions and limitations, such as Pre-Existing Conditions.

Underwritten by Hartford Life and Accident Insurance Company, Simsbury, CT 06089. The Hartford®

is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. SRP-1269 ASN (1134)

More than 50,000 valued MOAA members and their families have chosen MEDIPLUS®

with: • GUARANTEED ACCEPTANCE*

• ELECTRONIC CLAIMS processing makes fi ling most MEDIPLUS claims fast and easy

• FREEDOM to see any TRICARE- authorized doctor with no “preferred provider” list

• PORTABLE COVERAGE you can take with you

• IMMEDIATE COVERAGE for new conditions and coverage for current conditions after six months*

• AFFORDABLE GROUP RATES