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DID YOU KNOW? Your TMLT policy includes much more than the basics.


Employment Practices Liability Insurance (EPLI): To protect you from employment- related issues, TMLT provides EPLI and EPLI PROTM


to all policyholders. TMLT is the only


carrier in Texas to provide this benefit at no additional cost. This coverage will protect you from employee claims of discrimination, harassment, emotional distress, retaliation, and other related allegations.


Cyber Liability Insurance: Provides protection for network security and privacy-related exposures, and mitigates potential damages from HIPAA, HITECH, and HB300. Effective January 2013, coverage has been extended to include cyber extortion, multimedia liability, and cyber terrorism.


Medefense: Reimburses or pays directly the legal expenses incurred from a disciplinary proceeding and provides reimbursement for fines and penalties arising from HIPAA violations. Extended limits up to $1 million available.


Trust Rewards: Physicians with a TMLT policy can enroll in this program that pays out when they retire or for other qualifying events. In two years, TMLT has dedicated a total of $130 million exclusively to Texas physicians.


Want more information? Call TMLT


at 800-580-8658 or visit


www.tmlt.org Rated A (Excellent) by A.M. Best Company The only medical professional liability insurance provider created and exclusively endorsed by the Texas Medical Association


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