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Welcome to IN THE


COUNTRY &TOWN


Creating the inspiration to move No Turkeys For Christmas Please


Welcome to our Pre-Christmas 2019 edition of this magazine, which sets out to showcase some of the most exquisite homes, as well as deliver engaging editorial content and of course comment on the house market.


The house market has been impacted by Brexit and a Parliament in disarray for well over a year, so I sincerely hope the December 2019 General Election results in a majority Government for one party or another, because returning to a dysfunctional Parliament is something to be avoided at all costs.


We wish all parties the best in their campaigning, and for now lets just say that the jury is out on what is best for the house market in the way we vote in December, however one thing I will be watching for is if the Labour Party decide to adopt in their manifesto ideas outlined in their ‘Land For The Many’, a paper Labour commissioned in June 2019. The document is easily found online, and I recommend reading it before voting because if it does become policy then it will affect anyone who owns property – whether as homeowners, buy to let landlords, farmers, business owners and managers or property-owning businesses.


Some highlights include abolishing inheritance tax, but replacing it with a lifetime gift tax so say goodbye to leaving to your children to benefit fully from your house equity, and if you want to take money out of your home through equity release? There is provision for replacing Council tax with a Progressive Property Tax, which is another name for the Mansion Tax, but this time across all price sectors so mini mansions will be caught. Another aspect of the plan is the objective of “discourage the use of homes as financial assets” which appears odd. Just think about how many people set up small businesses and use their homes as security for loans to build their business and enhance employment etc. Interestingly, Councils would be given the power to require land that has been left vacant or derelict for a defined period to be sold at public auction, which might have some merit in certain cases. All in all the 72 page ‘Land For The Many’ is a must read for anyone who owns or aspires to own property in the UK.


The Market


On the subject of market insight, well 2019 was a mixed bag in the first half of the year as the Brexit chaos in Parliament became progressively worse. Despite very tough market conditions in January to May, by the middle of the year the house buying public decided to shrug off the concerns around Brexit and a dysfunctional Parliament and just get on with life including moving home. As a result, our trading performance for 2019 will be up on the previous year, and right now savvy buyers are coming back into the market across most sectors, and even in the higher price sector £2.0m to £8.0m.


As for what’s in store for the house market in 2020? – no comment until post the General Election.


John Holden Chairman and Managing Director McCarthy Holden


On the cover: www.amara.com


Published by TBC Publishing Limited, Telephone: 01763 810042 ©TBC Publishing 2019 All rights reserved. Reproduction is forbidden except by express permission of the publishers. The content of this magazine is believed to be correct but its accuracy is not guaranteed and it does not form part of any offer or contract. TBC Publishing Limited cannot accept responsibility for any omissions or errors.


mccarthyholden.co.uk | 3


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