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KEEPING YOU IN TOUCH - YOUR FREE MONTHLY NEWSPAPER DELIVERED DOOR-TO-DOOR FOR 31 YEARS


Estate Planning www.estateplanning.coop.co.uk


Richard Johnson Safeguarding Assets


01900 85269 07745 225 491


Richard.Johnson1@coop.co.uk PROBATE


If a person who has passed away has more than £25k in any one financial institution or they own property that is not passing directly to a spouse then for their Executors to be able to distribute their estate they will first have to obtain a Grant of Probate.


There can be a considerable amount of work involved in getting together the details of the deceased’s person’s estate and I recommend we all try to maintain a reasonably accurate and up to date ‘Asset Record’. However, it can still be an arduous and complicated job dealing with the financial, tax and other affairs of a deceased person and in then correctly completing the Probate application forms. Executors sometimes live at the other end of the country or even abroad or it may be the case that they just simply don’t have the time, willingness or expertise to do the job.


Co-op Legal Services provide a full estate administration service. On request of an Executor I will visit the family concerned and explain the process of how things will proceed. The Co-op are now one of the largest Estate administration companies in England. We will shoulder the legal responsibility of getting things right. We know how to deal with financial institutions, HMRC and the Land Registry all of whom are usually involved. We have a simple and straightforward charging structure for the work we undertake which is agreed in advance and there are no upfront payments as the charge is deducted from the estate after Probate is granted. Each Probate case is administered by a specific named person who communicates regularly with the family as to how the process is proceeding.


Many Wills now contain provision for assets to be placed into Trust or it may be that the family home has been placed into a Lifetime Trust. We are expert in dealing with such matters and in ensuring that the maximum possible amounts do actually reach the intended beneficiaries.


Richard Johnson 01900 85269 or 07745 225 491


Richard Johnson Estate Planning Practitioner


P. MASON Painting & Roofing Contractor


ALL WORK FULLY GUARANTEED FREEESTIMATES & ADVICE


For a fast, friendly service call Perry on: 07766 311 036


INFO@THECOCKERMOUTHPOST.CO.UK 23rd September, 11.00am-5.00pm


Recently engaged and looking for the ideal Wedding Venue?


Come along to our Wedding Showcase event and see what we have to offer for your big day


For more information contact:


sales@castleinncumbria.co.uk or call: 01768776401 Bassenthwaite, Near Keswick, Cumbria, CA12 4RG www.castleinncumbria.co.uk


STRICTLY COME SCOTTISH DANCING!


COCKERMOUTH SCOTTISH COUNTRY DANCE CLUB


Do you watch Strictly Come Dancing on television? If you do, then you will have heard all the advice and encouragement for people of all ages to get fit through dancing. Scottish Country Dancing is an excellent source of physical exercise, brain stimulation and fun!


Cockermouth Scottish Country Dance Club meets on Thursdays at 7.00pm for adults and on Mondays at 5.00pm for young dancers aged seven and above. We dance in the main hall at Lorton Street Church and new dancers will be made very welcome. The club in Cockermouth has 45 members and we enjoy many social gatherings during the year.


We emphasise that you do not need kilts or tartan clothes to join our classes. Everyday clothes are what we wear, although, skirts are better for dancing than trousers for ladies!


That does not answer the question of what to wear on your feet!


There are lacing shoes, called ‘ghillies’, which are soft shoes for both men and women and they come in a variety of styles and colours. There are also pumps for women, in ‘Princess’ or ‘Duchess’ style. These are more like ballet shoes, but they have a full sole for comfort and are available in many colours. The soft leather used allows dancers to point their toes and dance on the balls of their feet. However, any light comfortable footwear will be absolutely fine. All you need is some energy, lots of enthusiasm with a willingness to learn and join in.


If you would like to know more, then visit: www.derwentscd.com or www.rscdscarlisle.co.uk


Take a look at our banner at Goodfellow Tyres in Sainsbury’s car park, or for more information contact Marion on 01900 817045, Angela on 016973 20082, or email cockermouthyouthscd@talktalk.net


Marion Monckton ISSUE 429 | 20 SEPTEMBER 2018 | 34


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