search.noResults

search.searching

note.createNoteMessage

search.noResults

search.searching

orderForm.title

orderForm.productCode
orderForm.description
orderForm.quantity
orderForm.itemPrice
orderForm.price
orderForm.totalPrice
orderForm.deliveryDetails.billingAddress
orderForm.deliveryDetails.deliveryAddress
orderForm.noItems
ALL THE LATEST NEWS, VIEWS AND STORIES FROM AROUND YOUR LOCAL AREA:MARCH/APRIL Storms, Snow


and Snowdrops… It’s been an extremely cold couple of days (which feels more like months!) after Storm Emma decided to visit us with snow, ice and high winds. Hopefully the worst is over and we can all look towards sunshine and snowdrops appearing soon!


With spring on the horizon, the housing market also tends to ‘spring’ into action and new houses are added to the open market for sale on a daily basis. It’s a busy time of year for purchase transactions and people moving home, but could that dream home actually be a house of horrors?


If you are obtaining Mortgage Finance, then a Mortgage Valuation will be undertaken by your lender’s valuer. This valuation however has been carried out for your lender and is used solely to consider whether the Property is worth more than the amount to be advanced by the lender and not whether the Property is worth what you are proposing to pay for it. Therefore you may wish to consider obtaining a Home Buyer Report or a Full Building Survey.


A Home Buyer Report is considered to be the intermediate level of property survey, as they are much richer in detail than a basic Mortgage Valuation but less comprehensive and thorough than a Full Building Survey.


The Home Buyer Report will not detail every single aspect of the building, but it does spotlight urgent matters that have a substantial effect on the value of the property and need attending to or further investigation. It will include all major sections of a property that are visible to the surveyor.


If you have a property that is in need of renovation or that you intend to alter, you may wish to consider commissioning the more comprehensive Building Survey.


Caveat emptor is a Latin term that means ‘let the buyer beware’. When buying a property, the onus is on the Buyer to find out if there are any physical defects in the property.


If you require any further information please do not hesitate to contact us.


Emma Williams Solicitor


WWW.THECOCKERMOUTHPOST.CO.UK


The Local Solution on Main Street


3Lasting Powers of Attorney 3Wills and Probate 3Residential Conveyancing 3Commercial Property and Leases 3Personal Injury 3Employment Law 3Divorce, Family and Children Law 3Disputes


Free Will and Trust Reviews Available


STEP fully qualified member of staff available to offer specialist advice on trusts and estates


Milburns Solicitors


3-5 Main Street, Cockermouth CA13 9LE 01900 898010


cockermouth@milburnssolicitors.co.uk Other local offices:


Workington, Whitehaven and Maryport


www.milburnssolicitors.co.uk ISSUE 424 | 22 MARCH 2018 | 21


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56  |  Page 57  |  Page 58  |  Page 59  |  Page 60