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KEEPING YOU IN TOUCH - YOUR FREE MONTHLY NEWSPAPER DELIVERED DOOR-TO-DOOR FOR 30 YEARS


MORTGAGE SERVICES LTD Independent Mortgage Advice


Office: 01900 821 713 Mobile: 07713 711 218


Brian Sloan


brian@cumbriamortgages.co.uk www.cumbriamortgages.co.uk


I will get you a ‘Made to Measure Mortgage’ CUMBRIA INDEPENDENT


9 Main Street, Cockermouth, CA13 9LE LAMONT PRIDMORE WINS


NATIONAL AWARD FOR WORK HELPING BUSINESSES WITH CROWDFUNDING


One of Cumbria’s leading firms of accountants, tax and business advisers Lamont Pridmore has continued its award-winning run, with success at the Finance Monthly M&A Awards.


These awards recognise the firm’s that have made the largest contribution to mergers and acquisition work in the last year and the judges felt that Lamont Pridmore’s assistance in advising clients on the various crowdfunding options made them stand out, which is why the firm has been named Crowdfunding - Adviser of the Year, UK.


Chartered Architects & Surveyors


www.day-cummins.co.uk dc@day-cummins.co.uk Tel 01900 820700


Unit 4, Lakeland Business Park, Cockermouth, CA13 0QT or


Kendal office 01539 722658


Lamont Pridmore was initially nominated for the award by clients and contacts within the finance industry that acknowledged the support the firm had given to businesses on crowdfunding – a type of investment that seeks multiple small investors to contribute money to a larger investment fund.


Graham Lamont, Chief Executive at Lamont Pridmore, said: “We are delighted that Finance Monthly, one of the UK’s leading publications, has recognised the advice on crowdfunding that we offer to our clients.


“This emerging form of finance has GOING UP!


“Don’t fight the Fed!” is one of the most useful unwritten rules of investment. When the US Federal Reserve is in a sustained period of interest rate rises, global asset prices struggle and often fall. The Fed raised its prime rate in June and the Governor of the Bank of England made it clear we are likely to follow suit sometime in 2017.


If the initial small rate rises are followed by larger ones, this will be very interesting and I for one will be watching things closely. The Western economies will be rebalanced, with savers getting a higher


CONSIDERED WORDS BY


OAKTREE ACCOUNTANCY


return and borrowers having to rein things in. The speculative flows into risky stocks, land and property will hit the buffers.


In the real economy there will be real pain. It will take time for mortgage rates to rise


but if they do it will be a shock to the system. Younger home owners have never known any interest rate higher than near zero, the idea that rates can move against you and leave you with reduced disposable income will be very unwelcome.


Right now, the scenario in which base rates rise by more than 2% in this cycle is a remote prospect. However, because it is one which will bring with it structural change, as with the crash of 2008 in the global banking system, it will pay to be ready for it.


Chris MacLeod BOOST YOUR BOTTOM LINE WITH A FIXED PRICE ACCOUNTANT


Proactive, quality accountancy support for your business First Two Months FREE with Oaktree!


Chris MacLeod ICPA INFO@THECOCKERMOUTHPOST.CO.UK


Call Chris for a free chat on 07889 181 080or 01900 268 086 www.oakacc.co.uk 19 OCTOBER 2017 ISSUE 419 PAGE 20


grown significantly in recent years and the opportunities available to companies are very varied, meaning that there is often a suitable solution no matter the size of the business.”


Lamont Pridmore can offer a wide range of support on corporate finance issues, including advice on management buy-ins and buy-outs, grant funding, mergers, joint ventures, consortia and franchises.


It is this level of service that has seen the firm recognised by judges, such as those at the Finance Monthly M&A Awards and is reflected in the other awards the firm has won this year, including Boutique Accountancy Firm of the Year at the Corporate Livewire Innovation and Excellence Awards and Best Business to Work for at the National Family Business Awards.


Further information about Lamont Pridmore is available by contacting 01900 659 55 or emailing info@lamontpridmore.co.uk


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