This page contains a Flash digital edition of a book.
UK Public Health vs. Private Health


Why do American expats need private health insurance in the UK? B


ritish citizens and residents in the UK enjoy the benefits of a


very affordable and reliable public healthcare system, offered through the NHS; but there are still reasons why some people - both expats and nationals - opt for choosing private healthcare options.


Medical treatment is covered by


the National Health Service system, which is paid for via taxes through- out most of the UK, so it is a com- mon question as to whether private health insurance is a sensible choice for expats. Public healthcare in the UK has


proved to be reliable and convenient for citizens and expatriate employ- ees, and the quality of treatment is not usually a reason for preferring private healthcare in the country. However, a private health policy usu- ally grants you immediate access to health services and specialists, as opposed to potential long waiting


24 The American


times with the public system. Furthermore, private health


insurance represents a convenient alternative if you are looking to have comprehensive health cover, as pub- lic healthcare usually comes with a few exclusions. UK patients are required to regis-


ter in the specific area where they live in order to gain access to the public healthcare services. Due to the cur- rent great demand, some expats find that there is limited availability of specialists accepting NHS patients in the area where they live, which often becomes another reason for purchasing a private policy. Private health insurance in the UK often pro- vides customers with a greater level of choice regarding when and where they will be treated. Although hospital treatment may


be free for some expatriates, pur- chasing a private medical insurance plan may be necessary for some oth- ers. Private health insurance may be


beneficial to you depending on your particular situation, and how long you will be staying in the country. As an American living in the UK,


you may find that a private health policy works best for you because of particular benefits, such as interna- tional coverage, easier access to spe- cialists, access to treatment in


pri-


vate hospitals and specialty clinics; or some extras that may come with a policy, like dental and vision care. International health insurance


companies like Cigna Global offer a wide range of levels of expat medical insurance cover. Individual private medical insurance (IPMI) policies can often be advantageous to expats, as many of the benefits within these policies have been tailored specifi- cally to suit their needs.


Visit Cignaglobal.com for more information on Individual Private Medical Insurance


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42  |  Page 43  |  Page 44  |  Page 45  |  Page 46  |  Page 47  |  Page 48  |  Page 49  |  Page 50  |  Page 51  |  Page 52  |  Page 53  |  Page 54  |  Page 55  |  Page 56  |  Page 57  |  Page 58  |  Page 59  |  Page 60  |  Page 61  |  Page 62  |  Page 63  |  Page 64  |  Page 65  |  Page 66  |  Page 67  |  Page 68  |  Page 69  |  Page 70  |  Page 71  |  Page 72  |  Page 73  |  Page 74  |  Page 75  |  Page 76  |  Page 77  |  Page 78  |  Page 79  |  Page 80  |  Page 81  |  Page 82  |  Page 83  |  Page 84  |  Page 85  |  Page 86  |  Page 87  |  Page 88  |  Page 89  |  Page 90  |  Page 91  |  Page 92