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FIFTY YEARS AGO A PENSION WAS CONSIDERED THE MOST SENSIBLE WAY TO INVEST LONG TERM FOR RETIREMENT. TODAY THANKS TO THE VAGARIES OF THE FINANCIAL MARKETS PEOPLE ARE LOOKING AT OTHER WAYS OF SECURING THEIR NEST EGGS. CARS, GUITARS AND NOW WINE ARE ALL SEEN AS SUITABLE CANDIDATES FOR OUR HARD-EARNED FUNDS, WITH WINE CONTINUING TO OUTPERFORM SOME OF THE MORE TRADITIONAL INVESTMENT ROUTES. SO TENGOAL ASKS THE EXPERTS HOW TO CREATE A SUCCESSFUL CELLAR