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needs. In January 2013, by faith, the BFM Directors approved a 5 percent salary increase for your missionaries.


In 2014, pending available General Fund support and “as the Lord provides” through your offerings, BFM Directors would like to be able to approve another 5 percent salary increase to your missionaries. We can, and will, do this as your contributions to the General Fund supply that increase.


Your missionaries’


health insurance Many of you who are reading this pay for your own health insurance premiums either in total or part. You realize how expensive it is, and every year it is more expensive for you and your family. z Health insurance premiums for each of your individual missionaries average $1,040 each month.


z The cost for all 12 missionaries every month is currently over $12,478.


z The total annual health insurance costs for your missionaries each year is over $149,736.


BFM contributors to the General Fund currently pay the full amount of your missionaries’ health insurance premiums. NOTE: The missionary pays the first $1,000 of medical services as a personal deductible, and BFM reimburses $600 of that, again from the General Fund.


As contributions to the General Fund allow, BFM Directors, missionaries, and supporters would like health insurance to continue as a fully- paid benefit to your missionaries.


Your missionaries’


housing allowance Each month each of your missionaries receives from the General Fund a housing allowance of $250 to be applied toward either rent or house payment.


As contributions to the General Fund allow, BFM Directors, missionaries, and supporters would like the Housing Allowance to continue as a fully-paid benefit to your missionaries.


Your missionaries’ ministry


expense allowance Every month each of your missionaries receives from the General Fund a Ministry Expenses Allowance of $500 to help defray the expenses of his Gospel outreach and church-planting efforts.


As contributions to the General Fund allow, BFM Directors, missionaries, and supporters would like this Ministry


Expense Allowance to continue as a fully- paid benefit to your missionaries.


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