Priceless Vol 9 Number 11


Personal and Professional Empowerment www.hamptonroadsmessenger.com


Serving Norfolk, Portsmouth, Chesapeake, Hampton, Newport News, Suffolk, and Virginia Beach since 2006


Hampton University: 145th Annual Commencement Photos


Page 8


The History of the Virginia Caribbean-American Cultural Association Detailed


2015 Hampton Jazz Festival Highlights


Page 9


Eddie Johnson- Clayton shows dedication


Page 3


SBA Announces Mike Muse as My Brother’s Keeper Millennial Entrepreneur Champion


BizMyWay.com Launches as new Multi-Media Platform


WASHINGTON – Maria Contreras-Sweet, Administrator of the U.S. Small Business Administration


(SBA)


announced Mike Muse, CEO of Muse Recordings as SBA’s My Brother’s Keeper Millennial Entrepreneur Champion.


“Millennial SPECIAL TO HRM The Virginia Caribbean-


American Cultural Association is a 501(c)(3) tax-exempt non-profit charitable and cultural


founded and incorporated in


December 2005. started


was the spark that originally ignited


of this organization? organization


mind of organizer


organization What


the establishment The


in the Michael


Forde. Mr. Forde came to Virginia on a military assignment to Langley Air Force Base in 1993. After serving over 28 years of active retired


military honorably


service, he in


at the rank of Chief Master Sergeant, the


and remained and sought


As a native of Trinidad and Tobago, Mr. Forde was sorely missing his Caribbean culture and traditions


out organizations in the area that were actively promoting the culture, but he could find none that represented his core belief.


However, that was about to change; as a staunch


2003 in


Hampton Roads area. believer where cultural diversity


in a community is


celebrated; and the quality of life of individuals enriched; he set out to bring the Caribbean Diaspora in the Hampton Roads area


together cultural to activities engage in indigenous


to the Caribbean. It was shortly thereafter that he also recognized that the association could not solely focus on Caribbean people but must also serve the community in which its


members reside. In his


quest to bring awareness to his heritage and culture and hope to the hopeless, he gathered a select group of like-minded individuals he called Founding Members: George Welch, Pat Forde, Donna Jackson, Yvonne Lynch,


Abby Mills, Flavel


Blyden, and Lora Teague, to help bridge the cultural divide, promote their ethnicity, and celebrate the magic of their culture with others.


These


founding members anticipated the need to provide the most essential and comprehensive set of charitable services that serve the economically


entrepreneurs


are risk-takers making big leaps in small and growing businesses and adding


boost the U.S. economy. Mike Muse’s experience


fresh ideas in


to entre-


preneurship and track record of savvy business ventures make him an ideal champion for millennial said


entrepreneurs,” Sweet. support President


Administrator Contreras- “Together, we will Obama’s


My Brother’s Keeper Initiative by empowering young people in many of our underserved communities with SBA resources, so that they can dream big and propel the entrepreneurial spirit of their generation forward.”


Millennial


As the SBA My Brother’s Keeper Entrepreneur Champion, Mike


Muse and the SBA will hold summits across the country, to include events and practical,


ENTREPRENEUR CHAMPION PAGE 3


Wheels and Deals: Finding an Auto Loan That’s Good to Go


Buying a car can be vulnerable


individuals in our communities CARIBBEAN-AMERICAN CULTURAL PAGE 15


This Edition’s Highlights


Health Editorial Education


Anti-bullying: When Adults Are Held Accountable, Children Learn Plan for Diabetes Care in Heat & Emergencies


3 Options to Consider if You Can’t Afford Your Student Loan Payment


Hampton Roads Upcoming Events Scholarships Watch


Community Development Training in Newport News Camelot Unity Day Thermo Scientific Pierce Scholarship Award


7 4


11 13 13 11


exciting, but don’t lose sight of how you will pay for it. Here are our latest tips on financing a vehicle through an auto loan.


Review


reports long before you go to purchase Correcting


car.


your credit a


inaccuracies,


such as an erroneous history of late payments, can help you get the best loan possible. Fixing mistakes may also save you money on car insurance.


To request free copies


of your credit reports, go to www.annualcre- ditreport.com or call 1-877-322-8228. This is the only authorized site to obtain your free credit reports.


Consider getting pre-approved for a


loan from at least one financial institution before you go to the dealership. A financial institution, such as one where you already have an account, may offer you a better


interest rate than what you get offered through the dealership. And, don’t share with the dealer the interest rate you’ve been offered in case you want to explore loan options at the showroom.


Consumer advocates also suggest that you


not even tell the dealer whether you’ve already been pre-approved for a loan until after you’ve negotiated the purchase price. That’s because some dealers may be less flexible on the price


WHEELS AND DEALS PAGE 4


Free July 2015


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