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BSA Associates C. Hoare & Co.


Head office: 37 Fleet Street London EC4P 4DQ


Phone: 020 7353 4522 Fax: 020 7353 4521 Website: www.hoaresbank.co.uk Email: info@hoaresbank.co.uk


About us Founded in 1672, we remain wholly owned by the Hoare family and continue to be guided and led by the descendants of the bank's founder. We have no allegiance to any other institution.


With time honoured values supported by modern banking practices and technology, we strive to provide an intelligent personal service based on a relationship developed over time between the customer and the bank.


Knowing and understanding our customers is important to us so that we can respond quickly to their needs. We take a long-term holistic view and have a strong commitment to protecting our customers' privacy at all times. Personal, business and charitable customers can benefit from our integrated service which offers a full range of banking and lending services, independent wealth management including full financial planning, specialist advice on tax, trust and estate planning. We believe that one size does not fit all so we provide individual attention with a dedicated Relationship Manager to coordinate all aspects of our offering.


For further information please contact us on 020 7353 4522 or via info@hoaresbank.co.uk.


Castle Trust


Head office: 41 Lothbury London EC2R 7HG


Phone: 020 7166 6260 Fax: 020 7166 6270 Website: www.castletrust.co.uk Email: mortgages@castletrust.co.uk


Key contacts Sean Oldfield - CEO Tel: 020 7166 6266 Email: sean.oldfield@castletrust.co.uk


About us Castle Trust is a new type of financial institution, focused exclusively on the UK housing market. We bring a fresh and innovative approach to the needs and objectives of millions of British consumers.


Building societies were conceived during the 19th century to create a symbiosis between savers and borrowers and Castle Trust was founded to develop this timeless opportunity in a new and compelling way. The solutions we offer:


• enable scalable, unitised investment in the UK housing market for the first time to retail and institutional investors through our Housing Index Trackers.


• provide homeowners with a new kind of shared equity without the burden of monthly payments, improving affordability and allowing them to finance other important priorities. Our equity loans are distributed exclusively through high calibre, professional intermediaries who have demonstrated the required level of knowledge in our product.


Clayton Euro Risk


Head office: 40 Queen Square, Bristol BS1 4QP


Phone: 0117 315 5800 Fax: 0117 315 5897 Website: www.claytonerm.com Email: info@claytonerm.com


Parent Company: Clayton Holdings Inc.


Key contacts Michael Bolton - President/CEO Tel: 0117 315 5837 Mobile: 07837 873 655 Email: mbolton@claytonerm.com Teresa Gallagher - President/CEO Tel: 0117 315 5815 Mobile: 07837 873 307 Email: tgallagher@claytonerm.com Gus Pastras - Client Development & Strategy Director Tel: 0117 315 5827 Mobile: 07837 873 412 Email: kpastras@claytonerm.com


About us We are globally the largest independent provider of credit risk management and related due diligence services. Our company’s


expertise has been integral to Government Central Banks, Investment Banks, Private Equity and Hedge Funds, Mortgage Originators and Asset Servicers. We have unrivalled depth of expertise in sensitivity analysis on mortgages, property portfolios and large exposures. With our proprietary models we can deliver to our clients a true picture of financial soundness and portfolio asset quality.


For financial institutions active in securitisation, warehouse financing and mortgage whole loan transactions, our due diligence products and services, which includes file reviews, data integrity checks, re-underwriting, title checks and property valuations, will provide our clients with a robust assessment of their credit risk exposure.


We are the longest established credit risk management and due diligence company in Europe, with a presence in more than ten European countries including Portugal, Italy, Greece, Spain, Ireland, Germany, Holland, France, Scandinavia and Russia, as well as projects in Central America and Australia.


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