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Kent Reliance


Head office: Reliance House Sun Pier Medway Street Chatham, Kent ME4 4ET Phone: 0845 1220022 Website: www.krbs.com Email: mail@krbs.com DX No: 6710 Chatham


Established: 2011 Incorporated: 13/07/2010 Auditor: KPMG Solicitor: Norton Rose No. of branches: 6 No. of agents: 3 No. of estate agency branches: 0 No. of ATMs: 0 No. of F/T staff: 106 No. of P/T staff: 43 No. of borrowing members: 13,900 No. of investing members: 124,500 Total members: 137,400 No. of depositors: n/a


Executive directors Chief Executive, Andrew Golding Finance Director, April Talintyre


Non-Executive directors Chairman, Stephan Wilcke Rodney Duke Timothy Hanford Malcolm McCaig Sir Callum McCarthy David Mills Dr David Morgan Peter Williams


Other principal executive Chief Legal and Compliance Officer and Company Secretary, Zoe Bucknell Chief Risk Officer, Jens Bech Chief Operating Officer, Clive Kornitzer Chief Technology Officer, Richard Davis Sales and Marketing Director, John Eastgate


Associated companies Jersey Home Loans Ltd, Guernsey Home Loans Ltd, Reliance Property Loans Ltd, Easioption PVT Ltd, Easiprocess PVT Ltd, OSB IGH Ltd, Prestige Finance Ltd, Swingcastle Ltd


Sales distribution channels for mortgages Intermediaries: 100%


Financial position of OneSavings Bank plc Group as at 31 December 2012 Assets £000


Liquid assets Loans and advances Other assets


Total assets 702,321


2,196,050 110,836


3,009,207


Liabilities Equity


Total liabilities Liabilities £000


2,895,280 113,927


3,009,207


About us Kent Reliance is a UK trading brand of OneSavings Bank plc. This brand maintains a link to our great history through Kent Reliance Building Society, of offering financial products to the people of Kent for over 150 years and more recently the whole of the UK.


In February 2011 the membership of Kent Reliance Building Society transferred to a newly created Industrial and Provident Society which in turn became the parent of OneSavings Bank plc to which the Building Society's business was transferred.


Today Kent Reliance is best known for offering a range of market-leading savings products along with a range of innovative buy to let and residential mortgages to people throughout the UK.


In line with our mutual ethos we remain committed to the local communities in which we operate. We offer affinity savings products in aid of Great Ormond Street Hospital Children's Charity and we are active supporters of a number of Kent-based charities, including Demelza Hospice Care for Children and The Trussell Trust Medway Foodbank.


Income Statement £000 Net interest income


Fair value gains and (losses) on financial instruments Gain on sales of financial instruments Fees and commission Total income Expenses


Provisions and impairments Profit before taxation Taxation credit


Profit for the period 52


15,740 (561) 2,893 (478)


15,993


(19,296) (7,632) 6,668 1,297


7,965 www.bsa.org.uk


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