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Hinckley & Rugby Building Society


Executive directors Chief Executive, Chris White Finance Director, Andrew Payton


Non-Executive directors Chairman, Nigel Frostick Senior Independent Director, Paul Parmenter, Andrew Astin Pat Scannell, Jeff Pritchard Geneane Bell


Other principal executives Solicitor & Secretary, Stephen Castling Mortgage Services Manager, Martyn Shortland Business Development Manager, Carloyn Thornley- Yates Savings Manager, Kerry McDonagh Financial Controller, Spencer Costley Financial Risk Manager, Rebecca Hinge IT Services Manager, Michael Sharpe Branch & Agency Support Manager, Jill Storey Marketing & PR Manager, Stewart Heeley HR Manager, Lisa Bengi


Associated companies N/A


Sales distribution channels for mortgages Branches 10%, Telephone 20%, Intermediaries 70%.


About the society A top 20 society, Hinckley & Rugby has total assets of nearly £600 million and over 70,000 savers. In addition, it has over 10,000 borrowers who are also benefiting from the Society’s success. The Society is committed to providing an extensive range of competitive savings accounts and mortgage schemes and to providing the highest standards of customer service.


With 10 branches and 4 agencies, Hinckley & Rugby is not only represented in some of the towns of the East and West Midlands, but it is also strongly committed to having outlets in smaller village communities, where it is often the only financial services provider for miles around.


The Society is proud of its pioneering volunteer scheme ’Community First’ which gives staff up to three days’ paid leave each year to get involved in volunteering projects of their choice. In addition, staff throughout the 10 branches and at the Hinckley head office have raised thousands of pounds for various charities.


Head office: Upper Bond Street, Hinckley Leicestershire LE10 1DG Phone: 01455 251 234 Website: www.hrbs.co.uk Email: enquiry@hrbs.co.uk Twitter handle: @hinckleyrugbybs Facebook URL: facebook.com/HinckleyRugby


Established: 1865 Incorporated: 1865 Auditor: PricewaterhouseCoopers No. of branches: 10 No. of agents: 4 No. of estate agency branches: 0 No. of ATMs: 0 No. of F/T staff: 69 No. of P/T staff: 28 No. of borrowing members: 6,500 No. of investing members: 50,000 Total members: 56,000 No. of depositors: 300


Assets


Liquid assets Mortgages Fixed and other assets


Total assets


Financial position as at 30 November 2012 Liabilities


£000


141,075 435,247 4,131


580,453


Shares Borrowings Other liabilities Reserves


Total liabilities £000


446,130 92,002 3,407


38,914 580,453


Results for the year £000


Net interest receivable Other income and charges Administrative expenses Provisions Financial Services Compensation Scheme levy Profit for the year before taxation Taxation


Profit for the year


4,471 493


(4,611) 132


(251) 234


(140) 94


As a percentage of shares and borrowings - Gross capital Liquid assets As a percentage of mean total assets - Profit for the year Management expenses


Lending Limit Funding Limit Percentage increase in total assets during the year


www.bsa.org.uk


Financial ratios % 7.2 26.2


0.02 0.80 0.6


17.1 1.23


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