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DESPITE encouraging signs of economic recovery, the latest information from the BDRC Finance Monitor for SME lending has led the Forum of Private Business to express concern that the banking industry will potentially put a brake on growth rather than provide the necessary funds to support it. The report shows the most

positive business sentiment since its inception, with 51% of SMEs looking to grow

their businesses in the next 12 months. In order to fund further growth the research has shown a 5% increase in the number of SMEs looking to source external finance; however this includes turning to friends and family. The proportion of businesses using traditional banking products remains low, with only 1 in 3 SMEs using loans, overdrafts, commercial mortgages and credit cards. This is almost unchanged from the previous quarter, maintaining the downward levels

Hot new ice-cream flavour

HOLDEN’S Ice Cream, a family run firm, has come up with a range of interesting new flavours, including Ferrero Rocher, Salted Caramel, After Dinner Mints, Dissarono, Jaffa Cake and Bounty ice creams. The company’s latest addition though is Madras Curry flavour ice cream, which is described as being ‘surprisingly pleasant with a curry kick that gets you in the back of the throat.’ Holden’s reports that the new flavour has gone

down well. However its top seller remains the old favourite - vanilla ice cream. n

Drink curry leaves to maintain natural hair

MOST people experience grey hair at some point in their lives and they often get into the habit of getting their hair coloured. This can damage the hair in the long run.

34 OCT/NOV 2013 ISSUE 49

An alternative solution is to use curry leaves which are said to help maintain the natural colour of the hair in a safe manner. All you need to do, it is claimed, is boil a cup

of water and add curry leaves to it. Then drink the water as tea and see the ‘miraculous’ benefits. For best results, the tea should be drunk on a daily basis. n

witnessed over the past 2 years. Only the use of credit cards increased but this was to provide assistance with cash flow as opposed to funding long-term growth. Commenting on the report’s findings, Phil Orford, chief executive of the Forum of Private Business, said: “This latest data further highlights the urgent need for the banks to lend to businesses looking to grow and employ. Without further support for Britain’s SMEs, a key driving force behind the economy, the recovery could stall before it has been given a chance to take hold. n

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