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Insurer’s versatility meets needs of mobile tyre fitter

THE online mobile tyre fitter, etyres has selected Moreland Insurance, one of Scotland’s biggest and most successful independent brokers, to provide all its insurance needs. The franchisee’s choice of Moreland,

which operates from Hamilton, Scotland, illustrates its wide reach and fast-expanding national network of clients. Founded in 1992 by managing

director Tony Bowman, etyres is in direct competition with traditional tyre depots as its van-based fitters visit the customer, whether at home or workplace, and it offers tyres from economy to premium brands. As it doesn’t have the expense of large depots, it is unusually well-placed to offer competitive prices. The company has grown by offering franchisees the opportunity to build their own business with the benefit of a trusted name in the tyre trade.

Accessibility Bowman chose Moreland for his

company’s insurance on cost, service and accessibility. “It has provided an account manager, who is always available, never hides behind voicemail, and competently handles our insurance and that of our franchisees,” he said. “I wish we had changed to Moreland years ago.” His franchisees are equally enthusiastic.

Alexandra Johnson, who with her partner Marc runs etyres Peterborough, said: “Moreland, and particularly Katy Cleland, has been helpful, informative and professional from the start of the process of getting the insurance sorted for our business.

“When starting a business there is a huge amount to do and get your head around, and I expected insurance to be complicated to arrange and understand. However, with the help of Moreland, it felt as easy as setting up a personal policy. “The information it provided was clear and informative and Katy is always very quick to come back to me when I have a question or need to make a change. I wouldn’t hesitate to recommend them to others starting up as it really did take some of the stress away, as well as arrange the best policy for us in terms of both cover and price.”

‘Spot’ factoring can help

cash-strapped businesses

INTERFACE FINANCIAL GROUP, the invoice discounting franchise, is looking for franchisees in Scotland to sell its service to small and medium-sized businesses. This Canadian system, known as spot

● Maurice Logie Oliver Hall, etyres national operations

manager, commented: “As we fit tyres at home or work we have unique insurance requirements and in the past we struggled to find a broker who was flexible enough to accommodate our needs. “We were introduced to Moreland through the BFA and insure with them after having a favourable quotation for our head office motor fleet. “As we are a franchised business with more than 60 branches across the country, Moreland was keen to also quote for our franchisees’businesses and was able to provide a level of cover that perfectly suited their needs. Every franchisee who has received a quotation has proceeded to insure with them. “The level of cover provided has been higher than that of our old provider, and the cost has always been cheaper - sometimes substantially. What impresses us most is the exceptionally high level of service that Katy and the team provide consistently to turning around quotations and policy implementations quickly and professionally. I can’t recommend them highly enough.” Maurice Logie, director of Moreland,

explained: “As a result of the nature of our business we have a number of specific insurance requirements that need to be dealt with by a specialist broker who has access to the widest range of providers. “We are delighted at the response

from Tony and his team to our needs. As ever, we continue to put our clients’needs and requirements at the top of our agenda.”

i 01698 456 500

factoring, is unlike traditional invoice discounting in that it offers its clients an ad hoc, invoice-by-invoice service by buying single invoices at a discount to help the client’s business gain rapid access to cash. There are no on-going fees or minimum usage levels for clients, which makes it

ideal for businesses that are struggling to find temporary funding.

One of its 14 franchisees in the UK is

Neil Tipton in South Cheshire. He bought the franchise after taking early retirement from Barclays Bank with whom he had worked globally for 37 years. “Having a background in finance,

I have seen at first hand that many companies struggle to find the support they need from banks and other traditional sources,” he explained. “I saw a real gap in the market for the service. “I was interested in the flexibility that comes with the franchise and have found the freedom of working from home fantastic, especially after so many years working an intensive six-day week.” David Banfield, the franchisor,

commented: “With banks closing down and credit lines and customers taking longer to pay, we are offering companies a much needed financial lifeline. “For two decades, we have consistently

delivered a proven business model for our franchisees, offering a rewarding and potentially-lucrative entrepreneurial opportunity helping other businesses achieve their goals.” The Interface franchise costs from

£70,000, which covers the initial fee and start-up working capital.

i April/May 2013 19

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