My car insurance needs to be renewed soon. I’m happy with my premium, but I’ve heard that new laws mean that women will have to pay more. What can I do to keep my payments down? New rules which come into force on 21st December mean that insurers can no longer offer different premiums based on gender. This means that women, who are currently offered lower rates because they have fewer accidents, may see their insurance costs rise.


Your policy won’t be affected until it’s due for


renewal. Once you need to renew, shop around to make sure that you’re getting the best deal.


Remember, cancelling your policy before its


renewal date can incur a fee and might mean that you lose any no-claims bonus that you’ve built up. Make sure you read the small print carefully if you’re considering swapping your policy before it’s up for renewal.


There are things you can do to keep your premiums down. For example, fitting some extra security measures onto your car could make your insurance cheaper. If you can show that you are a safe driver you may be able to access the best rates.


It’s not only car insurance which is affected. Other forms of insurance which have previously had different rates or payouts for men and women, such as life insurance and some pension schemes, may also change. If you’re about to buy any insurance products or think that you might be affected by the change, then make sure you speak to your insurer, your broker or a financial advice service like your local CAB.


For more information on getting the best deal on insurance, visit the Citizens Advice website www.adviceguide.org.uk or your nearest CAB. www.westdevoncab.org.uk


4


TAVISTOCK


Kingdon House, North Street, Tavistock PL19 0AN


Open Monday Wednesday 10-2pm & Friday 10.00am - 2.00pm


Drop in or ring 08444 111 444 during these hours.


OKEHAMPTON


The Ockment Centre, North Street, Okehampton EX20 1AR


Open Tuesday Wednesday 10- 2pm & Thursday 10.00am-2.00pm.


Drop in or ring 08444 111 444 during these hours.


West Devon CAB also offers “Drop In” Outreach advice sessions at Bere Alston Surgery and The Community Centre, Princetown, every 3rd Wednesday of the


month. For further information, or to make an appointment, ring 01837 52105.


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