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With our your mortgage


15-Year Fixed Mortgage Features:


• Conforming loan programs ($500,550) and jumbo programs available • Up to 80% loan to value - owner occupied or 2nd home - NO PMI required • No negative amortization • We service all of our mortgages


and 15-Year Fixed Mortgage No Points, No Fees to see how we can


, you can pay off .


Refi nance with No Points and No Fees OR Refi nance with a lower rate. 15-Year Fixed Mortgage


One Point, Closing Costs on your


Contact a Real Estate Consultant at (800) 231-1626, ext. 7102.


*APR=Annual Percentage Rate. Conforming rates shown as of 3/01/12. Rate can change at anytime, lock today. Please call LAFCU for jumbo rates. Representative example assumes a loan of $275,000: A 15-year loan at a rate of 3.000% will have 180 monthly payments of $1,965.93. Participation in any real estate loan program will not be confi rmed until the completed application has been submitted to the Real Estate Department. All requests will be


processed and must meet LAFCU’s underwriting guidelines. Funding of these loans is subject to credit approval and verifi cation of employment, equity and all other related fi le documentation necessary to qualify applicant(s). All LAFCU mortgages are available for owner occupied dwellings located in California, Nevada, Utah, Arizona, Oregon, Washington, Idaho, Montana, Colorado, and Texas. Second trust deed products are not available in Texas.


Funds on deposit are insured up to $500,000 per account. This institution is not federally insured, and if the institution fails, the Federal Government


does not guarantee that depositors will get back their money. Accounts with this institution are not insured by any state government.


815 Colorado Boulevard, Los Angeles, CA 90041 • 800.231.1626 • www.lafi recu.org


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