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Look who’s makin’ money at Monson Savings! MoneyMaking Checking™ pays a bonus rate of


2.51


% APY*


on balances up to $20,000 and refunds ATM fees nationwide!**


Anne-Marie Villamaino of Hampden, Kim Kelley of Monson, and David Ervin of Wilbraham —real people, reallyhappy Monson Savings Bank customers.


Call or visit MonsonSavingsMoneyMakingChecking.com. You’ll be happy too. Our switch kit makes it easy!


Monson Savings Your Bank Forever where people save, businesses prosper, communities benefit


Minimum to open account is $10. *Annual Percentage Yield (APY) accurate as of 11/21/11. Rate tiers are: balances of $.01 - $20,000 earn 2.51% APY and balances over $20,000 earn 0.25% APY if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. MoneyMaking Checking qualifications are 1) Have at least 12 debit card purchases post to your account, 2) Receive e-Statements, and 3) Have at least one direct deposit or automatic payment post to your account. Qualifying transactions must post to and clear the account during the monthly qualification cycle, which begins the 3rd Wednesday of the month and ends the business day prior to the 3rd Wednesday of the next month. Transactions may take one or more banking days to post to the account. Rates are variable and may change after account is opened. Fees may reduce earnings. No monthly service charge. Available for personal accounts only. **Unlimited ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle. Equal Housing Lender. Member FDIC, Member DIF


Monson 267-4646 •Hampden 566-0101 •Wilbraham 596-2848 www.monsonsavings.com • Loan Center 267-4513 • TDD 267-9883


For news & advertising call 413-525-6661


APRIL 9-15, 2012 Page 25


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