Scope
This policy and protection program applies to students, employees, contractors, consultants, temporary workers, and other workers at the college, including all personnel affiliated with third parties.
Identity Theft Prevention Program a: Covered accounts
A covered account includes any account that involves or is designed to permit multiple payments or transactions. This program includes every new and existing account that is offered or maintained for personal, family or household purposes. For purposes of this policy, persons who have covered accounts are referred to as “customers.”
b: Red flags
The following red flags are potential indicators of fraud. When a red flag is apparent, it should be investigated for verification.
b.1: Alerts, Notifications or Other Warnings. (a) Alerts, notifications or warnings from a consumer reporting agency; (b) A fraud or active duty alert included with a consumer report;
(c) A notice of credit freeze from a consumer reporting agency in response to a request for a consumer report; or
(d) A notice of address discrepancy from a consumer reporting agency as defined in § 334.82(b) of the Fairness and Accuracy in Credit Transactions Act.
b.2: Suspicious documents (a) Documents provided for identification that appear to have been altered or forged.
(b) Identification in the photograph or physical description which is not consistent with the appearance of the applicant or customer presenting the identification.
(c) Other information on the identification which is not consistent with information provided by the person opening a new covered account or customer presenting the identification.
12
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56 |
Page 57 |
Page 58 |
Page 59 |
Page 60 |
Page 61 |
Page 62 |
Page 63 |
Page 64 |
Page 65 |
Page 66