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2 - January 20, 2012 | Salem Community Patriot Kick-off Meeting Set for Relay for Life of Salem Accolades The following students have made the first-quarter honor roll at


Austin Preparatory School: juniors Jaime DeFelice, Jason DeFelice, Zachary Fuller, and Olivia MacDonald. Michigan Technological University has released the Dean’s List for fall semester. Among the honorees named is Tori Nemethy, a Scientific and Technical Communication major. Shayla McCarron has been named to the Dean’s List at the


University of New Haven for the fall semester. The following residents were named to the Dean’s List from Rivier College for the fall semester: Brianna Davis, Samantha Deglaoui, Jaclyn Foley, Katelyn MacAskill, Julie Moreau, Kristina Pelletier, Carissa Saab, Matthew Sapienza, Allison Stone, Meredith Turner. Curry College’s Chief Academic Officer David Potash is pleased to announce that Meghan Breen attained membership to the Curry College Dean’s List for the fall term. The following residents have been named to Saint Anselm College’s


Dean’s List: Brittany Lynn Beaumier, Nursing, class of 2015; Bridget E. Klecan, Nursing, class of 2014; Rimonda R. Maroun, Criminal Justice, class of 2013;Catherine M. Miranowicz, Psychology, class of 2015; Joseph M. Morin, Economics, class of 2015; Alyssa R. Trabucco, Accounting, class of 2014. Jirias W. Charabati received a Bachelor of Arts degree in Biology at


the University of Vermont’s 208th Commencement ceremonies held in December.


Among the students named to the Dean’s List for the fall semester at


Keene State College were Nicole Antonelli, Emily Breen, Jamie Clark, Gregory Dunn, Katherine Foyle, Amanda Jones, Christina Lafauci, Jessica Lambert, Kaleigh Liupakka, Quinn Molloy, Melanie Sachs, Kimberly Tighe, Annan Walker, Chelsea White, and Victoria White. The following residents were named to the Dean’s List for the fall semester at Quinnipiac University: Taylor Buatti, Margaret Fitzgerald, Justin Kurek, and Kathryn Scionti.


submitted by Sonny Tylus The Relay for Life of Salem will be having a kick off meeting at the Knights of Columbus on January 24, at 6 p.m. The goal of the meeting is to recap the last year’s event, and planning this year’s event which is on June 23. There will be refreshments, food and raffles. The committee is looking for team captains, survivors, caregivers, participants and new Relayers. Last year’s Relay raised $166,988. 103 survivors, 73 teams, and 678 participants all took part in last year’s Relay for life. The top fundraising team was Salem Co-op and the individual was Bill Sherry. This year’s date is June 23 and the honorary chair will be Dick O’Shaughnessy. If you want more information visit the website, www.relayforlife.org/ salemnh. “Relay For Life is a life-changing event that gives everyone in communities across the globe a chance to celebrate the lives of people who have battled cancer, remember loved ones lost, and


Some of last year’s participants at Salem Relay for Life


fight back against the disease.” All the proceeds from Relay go to the American Cancer Society. Relay.


What’s Happening in the House of Representatives


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by Lynne Ober The House met last Wednesday and Thursday and while many bills were discussed, some failed and some passed. Here are the highlights of the action. Governor Vetoes: The House did not override the Governor’s Veto on the status of the Rail Commission in New Hampshire. Those voting to override were concerned that this commission had the right to commit the state to bonded obligations with no legislative oversight. However, parents may begin to pay for part of their children’s education in public schools because the House did override by a vote of 255 to 112 the Governor’s veto on HB 542, which states that a parent may object to material and have it replaced - however, the parent will foot the bill for the development of the replacement curriculum. The bill states that alternative curriculum will be developed, however, this alternative will have a cost, and the parent will pay the total cost. “ … an alternative agreed upon by the school district and the parent, at the parent’s expense, sufficient to enable the child to meet state requirements for education in the particular subject area.” This bill has become law as the Senate also overrode the Governor’s veto.


Both the House and the Senate overrode the governor’s veto on


SB57 which allows title loans. 2012 Session Votes


HB 309 repealed a number of insurance mandates. When a mandate is repealed, it can still be negotiated by the entity offering


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the insurance. For example, mandated inclusion of midwife costs were repealed, but in many cases midwives provide services at a less costly rate than a birthing hospital so a company could choose to continue to include this coverage. Hearing aids will continue to be included for people under the age of 21 when hearing has declined to a set medical standard. Bariatric surgery may be included, but is no longer mandated. The only change in Coverage for Children’s Early Intervention Services was to ensure that services were consistently provided according to established rules and standards. This bill will go to the Senate. There were three gun bills: HB 536 says that any person not prohibited from owning a gun


may carry a gun concealed without a permit and states that getting a license to carry is optional, but not prohibited. It also repealed the prohibitions against the criminal penalty for selling, possessing with intent to sell, or carrying on one’s person any blackjack, slung shot, or metallic knuckles and allowed guns in courtrooms. This bill will go to the Senate and will probably be amended in the Senate. HB 29, which would have allowed a gun owner to take a case to either the District or Superior Court, was killed. Although New Hampshire Gun Owners lobbied to have this bill passed, testimony in the House was that the current law was set up at the request of NH Gun Owners so the bill was killed. A confusing situation for all. HB 334 gives the legislature and only the legislature the right to determine a variety of issues concerning weapons. This includes, “No public or private entity shall prohibit the possession of firearms or knives on any property owned, in whole or in part, by the state, or an agency, political subdivision, committee, or other governmental unit thereof, unless expressly authorized in statute.” This bill also states, “The general court shall have exclusive authority and jurisdiction by statute over the sale, purchase, ownership, use, possession, transportation, licensing or permitting, taxation, or other matters pertaining to firearms, firearms components, ammunition, firearms supplies, and knives in the state.” This bill will go to the Senate. HB 217 passed by a vote of 213 to 125 and makes it a crime to


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*Rates are based on owner occupied property and are subject to change without notice. Rate is based on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate and term indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance (PMI) is


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*Rates are based on owner occupied property and are subject to change without notice. Rate is based on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate and term indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance (PMI) is required on all loans with LTV’s greater than 80%. If an escrow account is required or requested, the actual monthly payment will also include amounts of real estate taxes and/or PMI, if applicable. The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan limits are available upon request. Call to speak to a Loan Offi cer. All loans are subject to the Bank’s credit standards. The APR is based on a loan of $180,000; please call for a personalized quote.


re*Rates are based on owner occupied property and are subject to change without notice. Rate is based apn 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate a d Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan limits are available upon request. Call to speak t dit s andards.


quested, the actual monthly payment will also include amounts of real estate taxes and/or PMI, if oterm indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance erm indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance


applicable. The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; t (PMI) is required on all loans with LTV’s greater than 80%.


crequested, the actual monthly payment will also include amounts of real estate taxes pplicable.


Member FDIC Member DIF


The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; a Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan The APR is based on a loan of $180,000; please call The APR is based on a loan of $180,000; please call


(PMI) is required on all loans with LTV’s greater than 80%. L Officer. Af aln escrow account r applicable.


limits are


limits are available upon request. Call t credit standards.


Member FDIC Member DIF


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The maximum loan limits are as follows: Single F mily-$417,000; Two Family-$533,850; limits are available upon request. Call to speak to a Loan Officer. All loans are subject to the Bank’s credit standards.


credit standards.


vailable upon request. Call to speak to a Lo The APR i


based on a loan of $180,000; please call


speak to a Loan Officer. All lo ns a e subject to the Bank’s for a personalized quote.


for a personalized quote. The APR is based on a loan of $180,000; please cal


oan Officer. All loans are subjec is required or for a personalized quote.


loans are subject to th te Bank’s nd/or PMI, if


on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate and plicable.


(PMI) is required on all loans with LTV’s greater than 80%. reques ed, the actual monthl


uir loans with LTV’s greater than 80%. f an escrow account


978-372-7731





term indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance *Rates areq based on owner occupied property and are subject to cha Inge without notices. R iaste r iesd baseed


on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on th rate and all i


*R tes are based on owner occupied property nd are subject to change wi hout notice. Rate is based require uirq ord or


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Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan requested, the actual monthly payment will also include amoun Its olf real estate taxes and/or PMI, if


The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; If an escrow account


for a personalized quote.


payment will also include amounts of real es ate taxes and/or PMI, if is required or


o the Bank’s


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In a hotly contested discussion, HB 446, which repealed a number of professional licenses, was defeated. As Litchfield Representative Laura Gandia pointed out, it allowed people to obtain licenses but retained performance penalties for only those who did get a license


continued to page 5 - Rep. Happenings Join us on 24th to learn more about


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