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Christmas Fund 2 - January 6, 2012 | Salem Community Patriot


Salem High Student Council Santa Fund Donation


Christmas Fund


Methuen Construction Co., Inc., $2,100 Robert & Joyce Peacock, $50 Bill & Lorna Kimball, $20 Alan & Jan Phair, $1,000


Doherty Plumbing and Heating, $25 Enterprise Bank, $100 Salem High School Student Council, $400 Maryann & Ed Hatem, $100 Alma Healey, $25 Monica & George Schalk, $50 Kenneth & Teresa Gudek, $100


Joseph Sweeney, President, Salem High Student Body; Richard O’Shaughnessy, and


the Student Body Vice-President, Michele Nunnelley collected $400 for the Salem Santa Fund by collecting money during lunches from the students of Salem High.











Solid Waste Committee Reviews Eligible Participants; Numbers Increase


Knights of Columbus, $500 Pam Kellan, $25 Richard & Dawn Toothaker, $290 Philathea Class at First Congregational Church, $150 Stanley & Margaret Daszuta, $30 Park Place Lanes, $40


Your contribution can brighten a child’s Christmas and help parents who are struggling to have something to give their children. Contributions can be mailed to: Salem Christmas Fund Inc., PO Box 1234, Salem, NH 03079











Committee Chairman Pat Hargreaves , center, makes a point as members Don Freeman, left, and Rick Russell, right, look on. by Jay Hobson


Last week, the Solid Waste Committee reviewed the number of eligible properties in light of a possible vote at town meeting that could institute curbside trash and recyclable pick-up. The numbers were revised upward. Present at the meeting which was held in the break room of the Department of Public Works (DPW) site on Cluff Road were Selectman Pat Hargreaves, Chairman of the committee, Rick Russell, DPW Director and Vice Chairman, committee members and residents Donald Freeman, William Arivella, Ronald Wells, David Kincman and Richard Cooney. Representatives from E.L. Harvey & Sons, Inc. were Vice President of Sales and Marketing Brian Alexson and Municipal Marketing Manager Katie Hare. The proposed bid from Harvey was for 8,300 properties, excluding high rise apartment buildings and commercial sites, making the curbside pick-up available for non-commercial residential properties only.


3.042%


*Rates are based on owner occupied property and are subject to change without notice. Rate is based on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate and term indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance (PMI) is


978-372-7731


978-372-7731


Haverhill, MA 978-372-7731


*Rates are based on owner occupied property and are subject to change without notice. Rate is based on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate and term indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance (PMI) is required on all loans with LTV’s greater than 80%. If an escrow account is required or requested, the actual monthly payment will also include amounts of real estate taxes and/or PMI, if applicable. The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan limits are available upon request. Call to speak to a Loan Offi cer. All loans are subject to the Bank’s credit standards. The APR is based on a loan of $180,000; please call for a personalized quote.


re*Rates are based on owner occupied property and are subject to change without notice. Rate is based apn 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate a d Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan limits are available upon request. Call to speak t dit s andards.


quested, the actual monthly payment will also include amounts of real estate taxes and/or PMI, if oterm indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance erm indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance


applicable. The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; t (PMI) is required on all loans with LTV’s greater than 80%.


crequested, the actual monthly payment will also include amounts of real estate taxes pplicable.


Member FDIC Member DIF


The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; a Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan The APR is based on a loan of $180,000; please call The APR is based on a loan of $180,000; please call


(PMI) is required on all loans with LTV’s greater than 80%. L Officer. Af aln escrow account r applicable.


limits are


limits are available upon request. Call t credit standards.


Member FDIC Member DIF


Member FDIC Member DIF


Member FDIC Member DIF


The maximum loan limits are as follows: Single F mily-$417,000; Two Family-$533,850; limits are available upon request. Call to speak to a Loan Officer. All loans are subject to the Bank’s credit standards.


credit standards.


vailable upon request. Call to speak to a Lo The APR i


based on a loan of $180,000; please call


speak to a Loan Officer. All lo ns a e subject to the Bank’s for a personalized quote.


for a personalized quote. The APR is based on a loan of $180,000; please cal


oan Officer. All loans are subjec is required or for a personalized quote.


loans are subject to th te Bank’s nd/or PMI, if


on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on the rate and plicable.


(PMI) is required on all loans with LTV’s greater than 80%. reques ed, the actual monthl


uir loans with LTV’s greater than 80%. f an escrow account


978-372-7731





term indicated assuming a down payment of 20%. Please note that Private Mortgage Insurance *Rates areq based on owner occupied property and are subject to cha Inge without notices. R iaste r iesd baseed


on 0 points, $9.66 monthly P & I per $1,000. The monthly P & I per $1,000 are based on th rate and all i


*R tes are based on owner occupied property nd are subject to change wi hout notice. Rate is based require uirq ord or


603-329-7333


Hampstead, NH 603-329-7333


603-329-7333 603-329-7333


If an escrow account


Three Family-$645,300; and Four Family-$801,950. Additional rates for loans that exceed the loan requested, the actual monthly payment will also include amoun Its olf real estate taxes and/or PMI, if


The maximum loan limits are as follows: Single Family-$417,000; Two Family-$533,850; If an escrow account


for a personalized quote.


payment will also include amounts of real es ate taxes and/or PMI, if is required or


o the Bank’s


Salem, NH 603-893-3588


603-893-3588 603-893-3588


603-893-3588 603-893-3588


Purchase or Refinance at APR*


10 Year Owner Occupied 10 Year Owner Occupied


10 Year Owner O cupied 10 Year Owner Occupied


%


Purchase or Refinance at APR*


978-372-7731


Purchase or Refinance at APR*


%


Purchase or Refinance at APR*


603-329-7333


Upon further review of town property listings taken from the assessor’s office zoning data, an additional 383 properties that include properties at Town Village Road, 241 Main St., townhouses on Brookdale Road, Sullivan Court, and some private trailer parks were added to the 8,300 number, increasing the total properties eligible to 8,683.


Excluded residences included the Tiffany Road apartments/ condos, the Campbell apartment buildings behind Lowes, and other commercial apartment and condo buildings. “The commercial properties aren’t included because they are zoned commercial not residential, have current contracts with haulers and the dumpsters are not divided into recyclables and trash,” committee member Donald Freeman said. The committee’s findings and proposals will be presented to the board of selectmen on January 16.


Area News Group


Delivering 13,300 copies weekly in Salem.


Committee member Richard Cooney makes a point.


Area News Group


Delivering 13,300 copies weekly in Salem.


Home!


Home!


Home!


Staff photos by Jay Hobson


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