TRAVEL INSURANCE – Peace of mind


Personal insurance It is essential that you have travel insurance,both to protect you against liability in the event of cancellation and also to cover medical and other losseswhilst on holiday. It is a condition of booking that you must have adequate travel insurance in place and any alternative cover should be at least equivalent to that shown below.


VintageTravel have arranged competitive travel insurancewithTravel& General Insurance Services Limited.Our Standard Policy is underwritten by The International Insurance Company ofHannover Limited (IICH) and our MatureTraveller policy is underwritten by the ProfessionalTravel Insurance Company Limited (PTI) except for the Legal Expenses sectionwhich is underwritten by Enterprise Insurance Company PLC.All companies are authorised and regulated by the Financial ServicesAuthority.Details of all companies can be found on the FSAwebsite (www.fsa.gov.uk).Vintage Spain Ltd is anAppointed Representative ofTravel&General Insurance Services Limited.


Eligibility Our travel insurance is only available to UK and Republic of Ireland residents.


Premiums Adult** Couple Child 8 Days


18 Days 24 Days 31 Days


*Annual (Europe) *AnnualWorldwide


(EXCLUDING North America and Caribbean)


*AnnualWorldwide £75 £140 £38


* Includes 17 days winter sports ** 66–70 years of age 2 x adult premium,71–75 3 x adult premium 76–100 years, call 01954 261431 for a quote.


† Two adults and up to 4 children under 18 living at the same address Schedule of standard cover


Section


B Emergencymedical repatriation and associated expenses abroad Hospital benefit


Criminal injuries benefit C Personal accident


D Delayed departure Travel delay


Missed departure Missed connection


Hijack of aircraft, train or sea vessel


E Personal effects Single item limit Valuables limit Personalmoney


Sum insured per person A Cancellation charges or curtailment Up to £5,000 Up to £5,000,000


£20 for each 24 hour period to amaximumof £500


£100 for each 24 hour period to a maximumof £5,000


Disability Up to £25,000


Excess per person


£50


£50 Nil Nil


Nil Death Up to £10,000 (age limits apply) Nil


£25 first 12 hour period and £25 each subsequent 12 hours tomaximumof £100 Nil Up to £1,000 Up to £1,000


Nil Nil


£100 per complete day up to amaximum of £3,000


Up to £2,500 £400 £500 £500


Delayed baggage (after 12 hours) Up to £100 Passport or visa Tickets


F Personal liability G Legal expenses


H Winter Sports Cover* Own ski equipment Single item limit Ski equipment hire Hired ski equipment Ski pack


Piste closure Delay due to avalanche


Up to £250 Up to £1,000


Up to £2,000,000 Up to £15,000


Up to £2,500 £600


Up to £500 Up to £500 Up to £500


£50 per day to amaximumof £500 Up to £500


Nil £50


£50 Nil


£50 £50


£250 Nil


£50 Nil


£50 £50 Nil


£50


*17 days winter sports cover included as standard under the Annual multi trip policy and can be extended on payment of additional premium.


Free £145


£25 £30 £35 £41 £55 £65


N/A N/A N/A N/A £95


£120 Infant


(age 3–17) (0–2yrs) £13 £15 £18 £21 £28 £33


Free Free Free Free Free Free


Family†


£63 £75 £88


£103 £105 £125


includes volcanic ash cover


Evidence of insurance A policy document that fully defines the cover,conditions and exclusionswill be sent to youwith your booking confirmation.When you receive your policy,please take the time to read it carefully to ensure you understandwhat is andwhat is not covered,and that all activities that youmaywish to participate in are included. If it does notmeet your requirements,please return the policy,proof of premiumand any other relevant documents to uswithin 14 days of receipt andwewill refund the premiumin full,provided you have not travelled ormade a claim.


Health declaration An insurance policy can only provide cover in respect of an event/ occurrence which is sudden,unforeseen and beyond your reasonable control.Therefore any facts known to you,which could possibly result in you having tomake a claim, must be disclosed otherwise youmay not be covered. In addition, anyone named as insured under this policymust be able tomake the following declaration (the legal guardianmustmake the declaration for anyone under the age of 18 years old): 1. I have not received treatment, including regular prescribedmedication, within the last 12months for any condition,nor at any time for any heart related or cancerous condition;


2. I have not been seen by a specialist nor been admitted to a hospital overnight in the last 12months (other than for regular routine check ups);


3. I have not been diagnosed by a registered general practitioner as having a terminal condition;


4. I amnot waiting for,nor have the knowledge of, the need for an operation, hospital consultation nor any other treatment (including regularmedication) nor investigations including the results of a routine test;


5. I do not have any other pre-existing and on-goingmedical condition(s) that could reasonably be anticipated to give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);


6. I amnot aware of anybody for whomI would be covered for cancellation and curtailment, such as immediate family or travelling companions, suffering from any pre-existingmedical condition(s) thatmay causeme to cancel or cut short my journey;


7. I do not know of any circumstances that could reasonably be expected to give rise to a claimunder this policy.


If you cannotmake this declarationwhen you take out the insurance, you must contact Healthcheck on:0844 826 2711


CONDITIONS, EXCLUSIONS AND WARRANTIES


Claims for baggage and personal effects – The insurance does not provide cover on a‘new for old’basis,whichmeans that deductions for age,wear and tear will bemade where applicable.


Sums insured or limits – All sections of the insurance have a limit on the amount that the insurer will pay.Some sections have internal limits such as the amount the insurer will pay for any one item or the total amount for all valuables.


Excesses – The table shows any excess that is payable.


Reasonable care – You are required to take reasonable care of yourself and your property.


Activities – The insurancemay not cover you when you take part in certain activities.Youmust check that the insurance covers your requirements.


Failure to complywith the terms & conditions of the policymay result in cover being restricted.


If you have any doubts concerning the cover provided please contact Travel & General Insurance Company plc,Tower 42,Old Broad Street, London EC2N 1HQ,Telephone 0845 4080 580


Pre-existing medical conditions


Travel &General Insurance Company plc are sympathetic to the needs of thosewith a pre-existingmedical condition andwill endeavour to provide coverwherever possible.Simply callHealthcheck on 0844 826 2711,and speak to a knowledgeable advisorwhowill be able to conduct amedical screening service over the phone.For further information followthe link on ourwebsite (www.vintagetravel.co.uk).


In addition,allUK residents should carry the EuropeanHealth Insurance Card (EHIC).This enables you to get free or reduced medical treatment if you fall ill or have an accident on holiday.Formore information and to apply online visitwww.ehic.org


For reservations call 01954 261 431 or book online at www.vintagetravel.co.uk 95


Now


Travel insurance


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