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by Rhonda Smith

Most people have thought, “I wish I had a million dollars,” or at least, “I wish I earned more money.” However, they may not consider what it would feel like if they did, in fact, earn several hundred thousand or a million dollars a year—how would their lives be different?

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enowned psychologist Clark Moustakas once stated, “When a person acts without knowledge of

what he thinks, feels, needs or wants, he does not yet have the option of choosing to act differently.” How, then, does one get that knowledge? Karen McCall, founder of the

Financial Recovery Institute, Financial, created an exercise to reveal one’s earning floor and ceiling. This exercise helps reveal one’s true thoughts about how much they want to earn. For some, this exercise will be very enlightening.

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Here are the starting questions: Do you wish you were earning more money? If so, what would you really like to earn each year? Go with the first answer that pops into your head and write it down.

Follow those questions with this exer- cise: Get comfortable and relax your whole body. Close your eyes for a few seconds in meditation and picture your- self in a lovely, serene setting. When you are ready, open your eyes, read the question below, and write down your response.

Imagine you are earning $5,000 a

year. How do you feel? What are your thoughts?

Repeat the process and the ques-

tion, each time replacing the earn- ings with the next higher amount: $10,000; $25,000; $50,000; $75,000; $100,000; $250,000; $500,000 and $1 million a year.

After the exercise, consider these questions: How do your answers compare to your response to the starting question, which asked how much you want to earn? Were there any surprises? How low is your floor?

How high is your ceiling? What does this tell you?

Most people know what their earning floor is. They know the least amount of money they are willing to earn, but usually there is a level on the ceiling end of the scale where individuals may also feel uncomfort- able. Some describe concerns, such as, “Would I be comfortable in my current environment and social circle? Would I turn into someone I don’t recognize, like or respect? Would I have to work too much? Would I lose touch with my family and friends?” An exercise like this reveals thoughts that may be driving, motivat- ing or limiting. It is easy to mindlessly say, “I wish I had a million dollars!” or, “I would like to earn $500,000 a year.” By completing this exercise, individu- als can develop a deeper understand- ing of how they would really feel.

Rhonda Smith is a business and life coach and a QuickBooks Certified ProAdvisor. For more information, call 386-785-4444, email Rhonda@ or visit RhondaH

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