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MetLife… Angus FLORIDA


Angus Ass’n. Steven Hines, President 352-258-5173


Jan Grosse, Secretary/Treasurer 352-732-8886


www.floridaangusassociation.com


Megan, Lori & Galen Fink


Beef Genetics


15523 Turtle Creek Bvld., Randolph, Kansas 66554 Phone/Fax:


785-293-5106


SPRINGFIELD ANGUS 104 Springfield Lan


Louisburg, NC 27549


(919) 496-6722 office/fax Performance tested, ultrasound evaluated registered Angus Bulls


Phil Goodson 919/880-9062


919/830-9463 Brett Flach


(Continued from page 20)


18. The location of the original copy of your Will as well as the location of the origi- nal copy of the Will of your parents and the immediate members of your family? YES NO


19. What your Will says and what the Will of every im- mediate family member says,including the individuals named as executor, guard- ian & trustee? YES NO


20. The name and address of the attorney who drew up your Will or who would rep- resent your estate or the estate of your other family members at death? YES NO


21. The name and address of the accountant who your family employs for business or personal tax preparation? YES NO


22. The name and address of your family’s principal bank- ing contact? YES NO


23. The name of the investment advisor your family uses? YES NO


24. The approximate income of your family this year and last year? YES NO


25. Whether you are on track saving for your retirement? YES NO


Kensington Cattle Company www.kensingtoncattlecompany.com


“Keeping Business in the Business Breed!”


GRAY-BAR CATTLE


Registered Angus Cattle


Central Florida’s Best Source Of Registered Angus Bulls And Bred Heifers With The Leading Genetics


DWIGHT GRABER Center Hill, FL


352-568-8803 Phone


352-446-2041 Cell demkgraber@yahoo.com


22 / THE FLORIDA CATTLEMAN / MAY 2011


Special questions if there is a business owned by you, a spouse, significant other or fam- ily member 26. Do you know whether the business that you or an im- mediate family member owns or operates is a Regu- lar Corporation, S-Corpora- tion, Partnership, LLC or Sole Proprietorship? YES NO


27. Do you know the desires of each family member who is active in the business con- cerning the disposition of their ownership interest at their death? YES NO


28. Do you know whether the business interest that you or a family member owns will continue being owned by your family after their death and if so by whom, and if


not then how much the fam- ily will receive upon sale and who will be the buyer? YES NO


29. Do you know the value of the business today? YES NO


(Note: If none of the above four questions apply, give yourself four points and continue) Do You And Your Immediate family Members have… 30. At least $1,000,000 of per- sonal liability (umbrella) cov- erage? YES NO


31. Up-to-date beneficiary des- ignations of your life insur- ance policies, annuities and retirement plans? YES NO


32. Wills and Trusts that have been recently reviewed and are up-to-date with ac- ceptable executor, trustee,, guardianship and distribu- tion provisions? YES NO


33. Durable Powers of Attorney For Health Care on you and your immediate family mem- bers (especially for students over age 18) YES NO


34. An understanding and ac- ceptance of each fam- ily member’s overall estate plan? YES NO


35. An estate plan that has con- sidered taking advantage of the unlimited marital deduc- tion and any Federal Exempt Amounts? YES NO


36. An estate or financial plan in which senior family members have considered making gifts to junior family members to minimize income and es- tate taxes or finance educa- tion? YES NO


37. An estate plan that has considered the appropriate amount of insurance need- ed on your life and the lives of senior family members to replace future income lost to the family at death? YES NO


38. A plan for retirement that has considered using annui- ties or annuity riders to miti- gate the impact of longevity and market risk? YES NO


39. A plan for retirement that has considered the benefits and costs of converting a regular IRA to a ROTH IRA? YES NO


(Continued on page 24)


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