Balita Weekend, Sat. - Tues., July 2 - 5, 2011 The employment of minors
: This summer, my teenager wants to work and since this will be a first job, I am con- cerned as a parent about the legal conse- quences of my child working. What should I look out for in order to ensure that my teenager is safe and is treated fairly? A: The law restricts the use of child labor. Most minors under the age of 18 are subject to California’s child labor protections. Some of these restrictions pertain to conditions under which minors can be employed, the hours they can work, and on which occupations. Some occupations are strictly prohibited from employing minors. Under the law, “minor” means any person under the age of 18 years who is required by law to attend school and any person under age six. High school graduates under the age of 18, who are not subject to the compulsory educa- tion laws, may be excluded from permit requirements, workhour restrictions, and all occupational prohibitions. “Dropouts” are still subject to all state child labor requirements.
Q
Minors aged six through 15 years must attend school full-time unless the minor is a high school graduate, or is in some way excused from school attendance by law. In
PEREZ From page 23
have a complete and accurate application, with your adequate financial information to your lender.
If a bank holds all the cards, why would it wants to give you a loan modification anyway?
What is a loan modification program going to do for you? You may think a lender holds all the cards if you are so far behind on your mortgage payments. You can’t understand why bank would give you bet- ter terms. Why would it want to give you a loan modification? The catch is that the current economy is so bad, that if it fore- close on your home, there is no guarantee it will be able to sell it to someone else and make money. After all, getting some money in the deal is better than no money. Also, foreclosure proceedings are expensive for banks. Foreclosure is only possible if the home owners have no financial capability to continue paying the mortgage. Lender’s have no other choice but to foreclose the home.
How do I apply for a Loan Modifica-
tion? Taking all of the above into consid- eration, if a loan modification sounds interesting to you, you must undergo a financial evaluation to avoid waste of time and money. This will assist you if you can save your home through loan modification. Why apply if you can’t really afford to keep your home. There are lots of financial solu- tions available to assist you lower your debt payments so that you can keep or save your home like: Debt Settlement, Bankruptcy, Loan Modification. Important key is your Debt Income Ratio. The Government creat- ed the Home Affordable Modification Pro- gram for both First and Second Mortgage. Lender’s also availed in house traditional modification program, forbearance, and repayment program just to help qualified and eligible home owners to keep their hom e
s .
How do I find a legitimate Loan Modifica- tion Company or Counselor? You can increase your chances of find- ing a legitimate loan modification company and legitimate loan modification special- ist by asking a legitimate proof that they have lots of successful loan modification approvals and word by mouth from hom- eowners that have been approved on their loan modification. Homeowner must under go financial evaluation to be eligible. If you were declined on your Loan Modification don’t hesitate to call us, CRP has solutions for you to be qualified. CRP has successfully facilitates thou- sands of Home Owners with their Loan Modification approvals.
PROTECTING EMPLOYEE &
CONSUMER RIGHTS BY C. JOE SAYAS, JR.
rare circumstances, 14 and 15-year-olds en- rolled in Work Experience Education may be granted a permit to work full-time dur- ing school hours. Sixteen and seventeen- year-olds, who have not graduated from high school or who have not received a certificate of proficiency are still required to attend some classes whether or not they are regularly employed. No minor may legally drop out of school entirely. Permits to Employ and Work Unless exempted, all minors must have
For detailed information Call: Claro
R. Perez 1-626-922-4916 and 1-626-851- 4013 Loan Modification Specialist, Certi- fied Debt Settlement/Credit Enhancement Advocate, and License Mortgage Broker, President & CEO: CRP Consumer Finan- cial Solutions, Inc- For Purchase, Short Listing and Home Loans: Fe A. Perez DRE Broker Providence Realty and Mortgage, Inc. 1-626-905-2531 and Carlo A. Perez DRE Broker Division Capital, Inc. 1-626- 922-4013. We open Monday to Friday 9:00AM to 5:00PM. Saturday is available by appointment
only.■
a permit to work, which is issued by the minor’s school. Employers, too, must have a permit to employ minors. Permits are always required, even when school is not in session. Permits are issued for specific work at a specified address and contain the maximum number of hours a minor may work in a day and week, the range of hours during the day that a minor may work, any occupational limitations, and any additional restrictions imposed at the school’s discretion. Neither school nor la- bor officials can waive any minimum labor standard established by law or regulation. School officials who determine that schoolwork or health of the minor is im- paired by the employment may revoke the Permit. Permits issued during the school year expire five days after the opening of the next succeeding school year and must
be renewed.
Parents who employ their children in any occupation permitted to minors, must obtain permits for the employment of their minor children in any enterprise, unless they employ their minor children in agri- culture or domestic labor. However, these minors may not be employed during school hours, even when they are under school age Minors who are self-employed do not require permits. Minors irregularly em- ployed in odd jobs in private homes, such as baby-sitting, lawn mowing, and leaf rak- ing, do not need to obtain a permit to work. Wages
Minors must be paid at least the mini- mum wage and applicable overtime rates established by law. High school graduates must be paid commensurate with adults See SAYAS, page 26
Visit
www.Balita.com
25
Certified Nursing Assistant Medical Billing & Coding
Certified Nursing Assistant (CNA)
Medical Billing & Coding Call us for:
WE ALSO OFFER WE ALSO OFFER
• CNA to LVN (Pharmacology) • Home Health Aide (HHA) • Restorative Nursing Assistant (RNA) • Adult CPR • Acute Care Program • DSD
NURSES'
DEVELOPMENT CENTER, INC.
17100 Norwalk Blvd., Suite 106,Cerritos, CA 90703
17100 Norwalk Blvd., Suite 106,Cerritos, CA 90703 We are located at Villa Grande Office Park by the new Seafood City
www.nursesdevelopmentcenter.com www.nursesdevelopmentcenter.com 562-403-2115 562-403-2115
Become aPHARMACY TECHNICIAN For less than $5,000! now!
Page 1 |
Page 2 |
Page 3 |
Page 4 |
Page 5 |
Page 6 |
Page 7 |
Page 8 |
Page 9 |
Page 10 |
Page 11 |
Page 12 |
Page 13 |
Page 14 |
Page 15 |
Page 16 |
Page 17 |
Page 18 |
Page 19 |
Page 20 |
Page 21 |
Page 22 |
Page 23 |
Page 24 |
Page 25 |
Page 26 |
Page 27 |
Page 28 |
Page 29 |
Page 30 |
Page 31 |
Page 32 |
Page 33 |
Page 34 |
Page 35 |
Page 36 |
Page 37 |
Page 38 |
Page 39 |
Page 40 |
Page 41 |
Page 42 |
Page 43 |
Page 44 |
Page 45 |
Page 46 |
Page 47 |
Page 48 |
Page 49 |
Page 50 |
Page 51 |
Page 52 |
Page 53 |
Page 54 |
Page 55 |
Page 56