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Michigan Association of REALTORS®


PRESIDENT


Claire Williams ABR, ABRM, GRI


WWOCAR: 734.414.3222


PRESIDENT-ELECT Beth Foley GRI, CRB, CRS


WMLAR: 616.393.9000


TREASURER Bill Milliken CCIM, CIPS


DAC: 734.821.4321


CHIEF EXECUTIVE OFFICER Bill Martin


bmartin@mirealtors.com


MANAGING EDITOR Corie Costello


ccostello@mirealtors.com


ADVERTISING Joe Kras


jkras@mirealtors.com 2


2011 MAR Board of Directors: District 1 Jason Copeman, (Upper Peninsula Board of REALTORS®); District 2 Matthew Case, (Traverse Area Association of REALTORS®); District 3 Gene Szpeinski, (Commercial Alliance of REALTORS®); District 4 Rick Loose, (Midland Board of REALTORS®); District 5 Susan Yeotis, (Flint Area Association of REALTORS®); District 6 Pam Whitcraft, (Southwestern Michigan Association of REALTORS®); District 7 Matt Davis, (Battle Creek Area Association of REALTORS®); District 8 Carol Griffith, (Livingston County Association of REALTORS®); District 9 Nanci J. Rands, (Metropolitan Consolidated Association of REALTORS®); District 10 Jay Goscinski, (Metropolitan Consolidated Association of REALTORS®); District 11 Gordon McCann, (Western Wayne Oakland County Association of REALTORS®); District 12 Gerald Miller, (Metropolitan Consolidated Association of REALTORS®); District 13 Beth Pressler, (Grosse Pointe Board of REALTORS®); District 14 Trish Lentz, (Down River Association of REALTORS®); District 15 Tom Long (Down River Association of REALTORS®); Past President Scott Griffith (Livingston County Association of REALTORS®); Large Office Kelly Sweeney, (Metropolitan Consolidated Association of REALTORS®); Large Office Tom Paarlberg, (Grand Rapids Association of REALTORS®); Stu Kingma (MiCAR); Randy Thomas (MiCAR); MRAEC Rep June Clark (Monroe County Association of REALTORS®).


Michigan REALTOR® provides information about the real estate profession and news of MAR and its members. Opinions expressed in signed feature articles are those of the author and do not necessarily reflect the viewpoint of the Michigan Association of REALTORS®. Advertising of property, services or products herein does not imply endorsement by MAR.


4 The Code Meets Today’s Realities Bringing ethical standards up to date by Dominic Cardone


6


25 Things Every Policy Manual Needs Stay on top of your operation


8 Foreclosure Morass Possible Impact of a MERS Foreclosure by Gregory L. McClelland, Esq.


12 From The Legal Hotline Keeping the facts straight


14 MAR’s Rob Campau and Brad Ward: Making Policy Entertaining We do our best work in the lobby


16 The Library That Never Closes Legal advice at your fingertips by Brian F. Westrin, JD.


18 Fair Housing: 5 Keys to Reducing Liability Staying ahead of the game


TABLE OF CONTENTS


06.11


MIREALTOR®


| JUNE 2011


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