TRAVEL INSURANCE POLICY This policy is for residents of the United Kingdom or the Channel Islands or Isle of Man only
(for non United Kingdom groups - you should immediately apply to PGL for special amended insurance)
Arranged by: Fogg Travel Insurance Services Limited
Crow Hill Drive, Mansfield, Notts. NG19 7AE Tel: 01623 631331 Fax: 01623 420450 Master Policy No. SJSPG40097 A & B Underwritten by: Union Reiseversicherung AG
For travel as confirmed by PGL between 1st January 2011 and 31st December 2011 SUMMARY OF POLICY COVER
A. PRE-TRAVEL POLICY Policy section
1. Cancellation / Loss of deposit
B. TRAVEL POLICY Policy section
1. River Closure+
2. Personal possessions Single article limit / Valuable limit
School / College / University property Delayed possessions
3. Personal money Under 18 years limit
Party leader (School / College / University groups) Cash limit
Loss of travel documents
4. Emergency medical expenses Area 1 Limit Hospital benefit @ £10 per day
5. Curtailment
6. Curtailment of activities - £20 per day+ 7. Personal liability
8. Organisers expenses+ 9. Organisers liability+
10. Personal accident 1 Death 2a Total loss of sight 2b Loss of either whole arm or whole hand or thumb index finger any other finger
2c Loss of either whole leg or whole foot or big toe any other toe
2d Loss of either hearing in one ear or hearing in both ears
3 Permanent Total Disability 11. Legal advice and expenses
COVER PROVIDED FOR PGL Policy section
12. Departure delay Delay abandonment Missed departure Additional travel expenses
PRE-TRAVEL & TRAVEL POLICY
Note 1. Your policy does not provide cover for re-occurring or pre-existing health conditions unless you are under 18 years travelling in the United Kingdom or Europe. If an Insured-person 18 and over travelling anywhere, or an Insured-Person under 18 travelling outside Europe has ever had a heart or circulatory related problem, a stroke, cancer, any breathing problems, diabetes, or any other health condition which has been treated in hospital or has been referred to
a specialist in the last 2 years you should phone our Referral Helpline quoting PGL SUMMER on 0845 1300 198 to see if cover is available. We will confirm any special terms in writing. You must also tell us of any changes in your health or medication changes between buying this policy and travelling.
Note 2. You must tell us if you have a close relative whose health may make it necessary for you to cancel or cut short your trip. Please telephone our Referral Helpline quoting PGL SUMMER on 0845 1300 198 with details to see what cover is available.
TRAVEL POLICY Note 3. Cover for accidental death is reduced to £10,000 if you are under 16 years of age. No cover if you are aged 66 years and over. Please see further details of cover and exclusions overleaf
PGL Travel Ltd., Alton Court, Penyard Lane, Ross-on-Wye, Herefordshire HR9 5GL Tel : 08700 551 551 Fax : 08700 551 561 E-mail :
enquiries@pgl.co.uk
1 Maximum benefit
up to £5,000 (£1,000 UK trips) (See notes 1 and 2)
Maximum benefit up to £90
up to £1,500 up to £250 up to £1,000 up to £100
up to £500 up to £200 up to £1,000 up to £500 up to £200
up to £5,000,000 up to £10,000 up to £300
(See note 1)
up to £5,000 /£1,000 UK trips (See notes 1 and 2)
Up to £240
up to £1,000,000 up to £100
up to £5,000,000
Disability / Injury Benefit Payable £25,000 £25,000 £9,000 £3,000 £2,250 £900 £7,500 £750 £450 £1,500 £6,000 £25,000
(See note 3) up to £25,000
* in respect of rented property damage only. Nil any other claims + Cover only applicable to school, college, university or other groups (with participants in full time education) organised trips.
Maximum benefit
up to £100 up to £5,000 (£1,000 UK trips) up to £500 up to £100
Excesses Nil
£50 (£35 UK) Nil Nil
£250
£50 (£35 UK) NIL
£100* NIL
£100 Nil
Excesses £50 (£35 UK) / £10
Excesses NIL
£50 (£35 UK)
NIL NIL
£50 (£35 UK) £50 NIL
£50 £35 NIL
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