17 Stafford Loans
Avail- High- Low-
continued from page 54
able
Avail-
Low-
est Highest
Stafford loans are for students, and no co-maker is required. They are feder-
able
est est
pos- pos-
ally insured and regulated, and they have borrowing limits. Based on a FAFSA
Subsi-
Un-
for pos- pos-
under-
for
sible sible sible sible
application (required), your loan interest may be subsidized or unsubsidized.
dized
subsi- grad-
up- up-front
Rates and terms are subject to change without notice. Certain qualifi cations or
dized
gradu- inter- inter-
ate
uate
est est front fees
behavior may be required to qualify for discounts, rebates, rewards and special
stu-
stu-
rate rate fees (%)
offers.
dents
dents
(%) (%) (%)
Chase Stafford Loan Yes Yes Yes Yes 6.55 6.80 1.50 1.50
Citizens Bank Affordable Stafford Loan for Graduate Students Yes Yes No Yes 6.55 6.80 0.50 1.50
Subsidized Affordable Stafford Loan for
Citizens Bank
Undergraduate Students
Yes No Yes No 5.35 5.60 0.50 1.50
Unsubsidized Affordable Stafford Loan for
Citizens Bank
Undergraduate Students
No Yes Yes No 6.55 6.80 0.50 1.50
Discover
Federal Stafford Loan Yes Yes Yes Yes 5.35 6.80 0.50 1.50
Student Loans
New Hampshire
Stafford Subsidized Loan Yes No Yes Yes 5.35 5.60 1.50 1.50
Higher Ed Loan Corp
New Hampshire
Stafford Unsubsidized Loan No Yes Yes Yes 6.55 6.80 1.50 1.50
Higher Ed Loan Corp
PNC Bank
Keystone BEST Stafford Loans Yes Yes Yes Yes 5.35 6.80 0.50 1.50
Corporation
PNC Bank
PNC National Stafford Loan Yes Yes Yes Yes 5.35 6.80 0.50 1.50
Corporation
Kerri Moseley-Hobbs
Associate Director of Financial Aid
Sojourner-Douglass College
How is SAFRA affecting the operations of an urban college with 2,900
undergraduates, graduate and professional students?
What makes it diffi cult to include parents and students in the
school’s decisionmaking?
If you’ve sat with a student or parent during student loan entrance or
exit interviewing, you’d know the terms and conditions confuse them
considerably. Attempting to clarify the complex political and market-
place issues involved in SAFRA is nearly impossible. The preferred
lender list was diffi cult enough.
Read her entire interview, and others on the topic of SAFRA,
at
TodaysCampus.com/articles/load.aspx?art=1826
56 T
oday’s
C
ampus subscribe at no charge at
www.todayscampus.com
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