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The Banker’s Advocate
State Bank Department
State digital map tool identifies
Little Rock Office
census tracts for bank reports
400 Hardin Road, Suite 100
Little Rock, AR 72211-3502
Arkansas banks may
Phone: 501-324-9019
now find it easier to
Fax: 501-324-9028
compile Home Mortgage
Email:
Disclosure Act data by
asbd@banking.state.ar.us
accessing a free service
provided by the Arkansas
Geographic Information
Northwest Arkansas
Office (AGIO).
Office
This state office has
777 Mathias Drive
created an online tool,
Suite A
GeoStor, that draws on
Springdale, AR 72762-0739
digital mapping technol- to enter an address, and
Phone: 479-751-5543
ogy and offers applica- the system then locates
he noted, GeoStor includes
Fax: 479-751-5815
tions to a diverse group the entry. Next, the
9-1-1 emergency services
of current users. banker would turn on the
data, which means it can
Email:
NWArk@banking.state.ar.us
Now, AGIO is en- census tract layer to find
locate some addresses that
couraging banks to join the correct census tract
the FFIEC system is un-
this group. identification number
able to find.
Jonesboro Office
AGIO compiles digital required to file the report.
Depending on interest
924 South Main
maps of individual coun- The service also could
expressed in this service,
P.O. Box 9374
ties into a “layered” com- be useful for large institu-
AGIO will offer an online
Jonesboro, AR 72403-9374
prehensive map of Ar- tions, which must report
seminar to bankers who
Phone: 870-972-1744
kansas, explains Shelby small-business and small-
would like to learn how to
Fax: 870-972-1762
Johnson, State Geo- farm loans by census tract
use the GeoStor tool. In-
graphic Information Of- under the requirements of
terested bankers can send
Email:
jonesboro@banking.state.ar.us
ficer. The office pro- the Community Reinvest-
an e-mail to Johnson at:
vides for the distribution ment Act. Separately, a
shelby.
johnson@arkansas.gov
of this “geospatial” data financial institution that
GeoStor is the state’s
for use by all levels of elects on an optional basis
geographic information
government and the pri- to collect data on con-
systems (GIS) platform
We’re on the Web!
vate sector in Arkansas. sumer loans is expected
and is used by law enforce-
The digital layers com- to identify loan location
ment, 9-1-1 emergency
www.arkansas.gov/bank
piled by AGIO include by census tract.
services, electric coopera-
census tracts in addition “This service is pro-
tives and the Arkansas
to road maps, section vided to anyone at no
Game and Fish Commis-
lines, school districts, fee,” Johnson said. “An
sion. It is available at:
aerial photography and individual would only
http://www.ge
ostor.arkansas.gov
geographical zones, have to learn how to use
To directly access the
which makes GeoStor a the system.” service, a user must click
valuable tool for bankers. The Federal Financial on “Viewer” along the
The Home Mortgage Institutions Examination navigation bar.
Disclosure Act requires Council (FFIEC) has a AGIO acts as the func-
identifying by census “geocoding” system on its tional arm of the Arkansas
tract the location of Web site but the data sup- Geographic Information
property to which a resi- porting that system is not Systems Board. The office
A publication of the
Arkansas State Bank Department
dential loan or loan ap- as comprehensive as provides administrative
plication relates. GeoStor data, according and technical support to
GeoStor allows a banker to Johnson. For example, the board.
September 30, 2009
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